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15 3341 Mary Anne Crescent
Co Triangle VICTORIA V9C 3S7

$489,000
Residential beds: 2 baths: 3.0 1,156 sq. ft. built: 1987

Stunning ocean, mountain and city views!!! Best views in the complex
Photo 1: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 2: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 3: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 4: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 5: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 6: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 7: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 8: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 9: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 10: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 11: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 12: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 13: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 14: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 15: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 16: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 17: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 18: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 19: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 20: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 21: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 22: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 23: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 24: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 25: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 26: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 27: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 28: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 29: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 30: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 31: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 32: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 33: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 34: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 35: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 36: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 37: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 38: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 39: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 40: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 41: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 42: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 43: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 44: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 45: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Photo 46: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
Status:
Active
Prop. Type:
Residential
MLS® Num:
412768
Bedrooms:
2
Bathrooms:
3
Year Built:
1987
Open House Sat, Aug 24th 11am - 1pm! Stunning Ocean & Mountain views from this bright and spacious fully renovated end unit! This 2 level townhome is located in a quiet neighbourhood in Colwood and situated in the best location of the complex. Inside, you will find a great layout featuring main floor living with beautiful engineered hardwood flooring, a unique breakfast nook, 2 piece bathroom, laundry and STUNNING VIEWS. Upstairs offers a large bright Master bedroom with walk in closet and ensuite. The second bathroom offers a nice deep jetted tub to sooth any sore muscles from a hard work day. In the evening enjoy the deck with your friends, while soaking up the spectacular view. That's only the beginning of the good times to come. It's like you're on top of the world but you're really just a few mins from everything: Latoria creek trails, Red Barn Market, Transit, Veterans Memorial Parkway, Belmont Market, Westshore Town Ctr, Langford Lake. You need to see this one to appreciate it.
Property Type:
Residential
Type:
Row/Townhouse
Layout:
Main Level Entry with Upper Level(s)
Finished area:
1,156 sq. ft.
Number of bathrooms:
3.0
Number of bedrooms:
2
Lot Size:
0.04 acre(s)
Lot Details:
Irreg.
Title to Land:
Frhld/Strata
Total Finished Rooms:
12
Total Unfinished Rooms:
3
Kitchens:
1
Home Style:
California
Year Built:
1987
Construction:
Frame Wood 2x4, Insulation Ceiling, Insulation Walls, Windows Thermo
Foundation:
Concrete Poured
Roof:
Fibreglass Shingle
Exterior Features:
Balcony/Deck, Patio
Exterior Finish:
Stucco, Wood
Basement (Y/N):
No
Basement:
Crwl Space
Fireplaces:
1
Fireplace Details:
Living Rm, Propane
Heating:
Baseboard, Gas Fireplace
Water supply:
Waste Disposal:
Buzzer Code:
Ground Level:
Yes
Patio Area:
Balcony Area:
Storage Area:
Exposure / Faces:
W
Parking:
Carport Single, Driveway, Visitors
Parking places open:
0
Common Parking Spaces:
0
Parking (Other):
2
Covered Parking Type:
Parking Places:
2.0
Parking Area:
Level 1 Area:
625 sq. ft.
Level 2 Area:
531 sq. ft.
Total unfinished area:
625 sq. ft.
Complex Name:
Ocean Pacifica
Minimum Age:
0
BBQ Allowed:
No
BBQ Notes:
See Bylaws
Pets Allowed:
Aquariums, Birds, Caged Mammals, Cats, Dogs
Pet Restriction Notes:
1 cat or 1 dog 25 pounds or under. See Bylaws
Top Level:
Yes
Rent Allowed:
No Rentals
Rent Restrictions Notes:
See Bylaws
Smoking Bylaw:
Unknown
Smoking Bylaw Notes:
See Bylaws
Driveway:
Blacktop, Concrete
Fuel:
Electric
Pending Date:
Sold Price:
Central Vac/Equip, Dishwasher, F/S/W/D
Blinds, Breakfast Nook, Ceiling Fan, Dining Area, Eating Space, Flrs/Wood, Jetted Tub, Storage In Suite
View: City, View: Mtn, View: Water
Common Area
Bathroom, Dining, Entrance, Kitchen, Living, Eating Area
Bathroom, Bedroom, Deck, Dining, Ensuite, Entrance, Kitchen, Living, Mast Bdrm, Storage, Eating Area
Deck/Patio, Parking Stall
Bldg Insurance, Garbage p/u, Water, Yard Maint
Floor
Type
Size
Other
Main
Main
Main
Main
Main
Main
Main
Main
Level 2
Level 2
Level 2
Level 2
Floor
Ensuite
Pieces
Other
Main
Level 2
Level 2
Revenue Property (Y/N):
No
Fees:
Financing Notes:
Gross Taxes:
For Tax Year:
Assessed:
Assessment year:
2019
Assessment Roll Number:
Financing Options:
Jurisdiction name:
Legal Description:
Lot Number:
District Lot Number:
Section Number:
Block Number:
Land District Number:
Township:
Range Number:
Zoning:
Accessibility:
P.I.D.:
Legal Non-Conformance:
MHR Number:
Possession Details:
Elementary School:
Jr. High School:
Sr. High School:
Bed and Breakfast:
Buildings in Complex:
Suites in Building:
Suites in Complex:
Number of 2 piece baths:
Number of 3 piece baths:
Number of 4 piece baths:
Number of 5 piece baths:
Number of 2 piece Ensuites:
Number of 3 piece Ensuites:
Number of 4 piece ensuites:
Area Size Estimated:
Management Company:
Management Company Phone:
Lease Years Remaining:
Hot Water:
Leased Equipment:
Services:
Agricultural Land Reserve:
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Net Income:
Income per Annum:
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Laundry Location:
Rent Includes:
Total Units in Complex:
Bachelor Units:
1-Bedroom Units:
2-Bedroom Units:
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Total 4 bedroom units:
Floors in Building:
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Date Listed:
Original Price:
  • Photo 1: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Stunning ocean, mountain and city views!!! Best views in the complex
  • Photo 2: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Welcome to 3341 Mary Anne Cres. A well managed adult complex.
  • Photo 3: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    A fantastic town home complex that has a park like feel as you drive through.
  • Photo 4: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Covered parking with extra storage.
  • Photo 5: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Photo 5 of 46
  • Photo 6: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Welcome to unit 15. You will discover a meticulous and well loved home ready for you to move in.
  • Photo 7: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Two patio doors onto a huge deck with million dollar views! Propane fireplace for the winter days to curl up to.
  • Photo 8: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Propane fireplace to curl up to with a glass of wine while you enjoy the breathtaking view.
  • Photo 9: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Freshly painted living room with Engineered flooring.
  • Photo 10: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Tons of natural light in this end unit town home with views.
  • Photo 11: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Formal dining room with views and sliding doors onto the deck.
  • Photo 12: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Three panel patio door giving you a wall of glass to enjoy the view.
  • Photo 13: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Dining room for the family dinners
  • Photo 14: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Looking for bright with a view???? You found it right here.
  • Photo 15: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Great view even on a cloudy day.
  • Photo 16: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Book your showing today to see the view for yourself.
  • Photo 17: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    New decking (owners responsibility)
  • Photo 18: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Second patio door off of living room.
  • Photo 19: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Access off the side of the unit onto the deck. Unique to end units.
  • Photo 20: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Views from the side and sunrise views along the front.
  • Photo 21: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Nice and private deck space to take in the views
  • Photo 22: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    A picture is worth a thousand words but this needs to be seen in person to fully appreciate it.
  • Photo 23: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    What can I say? Its beautiful!
  • Photo 24: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    East/South views
  • Photo 25: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    City of Victoria and ocean views.
  • Photo 26: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Fully renovated kitchen
  • Photo 27: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Galley kitchen leading into a breakfast nook. Formal dining behind photographer.
  • Photo 28: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Beautiful modern kitchen with tile back splash.
  • Photo 29: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Door to 2 piece bathroom on the main level.
  • Photo 30: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Galley kitchen with unique breakfast nook and formal dining room.
  • Photo 31: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Washer and dryer in closet to the right.
  • Photo 32: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Great spot for morning coffee and breakfast.
  • Photo 33: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Large windows and still private here.
  • Photo 34: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Master suite with bay window.
  • Photo 35: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Master suite
  • Photo 36: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Master suite with walk through closet into en suite bathroom.
  • Photo 37: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    En suite bathroom.
  • Photo 38: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Main bathroom with jetted tub
  • Photo 39: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Unique ability to connect the two bathrooms to create more space in the morning or close it off for privacy.
  • Photo 40: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Second bedroom with views.
  • Photo 41: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Lots of patio space on the common property to the right.
  • Photo 42: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    The shed belongs to the strata.
  • Photo 43: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    What a fantastic place to come home to.
  • Photo 44: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Well maintained strata grounds and buildings.
  • Photo 45: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    Quiet spot at the end of the property.
  • Photo 46: 15 3341 Mary Anne Crescent in VICTORIA: Co Triangle Row/Townhouse for sale (Colwood)  : MLS®# 412768
    What a great place to call home. Come and see for yourself.

Virtual Tour

Larger map options:
Listed by Royal LePage Coast Capital - Chatterton
Data was last updated August 24, 2019 at 10:05 PM (UTC)
Area Statistics
Listings on market:
13
Avg list price:
$639,000
Min list price:
$489,000
Max list price:
$1,278,000
Avg days on market:
63
Min days on market:
3
Max days on market:
117
Avg price per sq.ft.:
$351.18
These statistics are generated based on the current listing's property type and located in Co Triangle. Average values are derived using median calculations.
DAVID STEVENS

BUYING

Please note - when buying a home you do NOT pay any fees for my buying services.


  When purchasing a home, you are faced with many decisions!  Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.

  While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

  I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your Next Step: Loan Pre-Qualification

  Even before you start your search to buy a home - you should obtain pre-approval for your mortgage. I can help you do this and here's why ...

* By getting pre-approved you'll have a better idea how much you can borrow, how much you can afford and the cost of your monthly mortgage payments.

* If you decide to choose a fixed interest rate mortage you are guaranteed that rate for the 90-day pre-approval period.

* When you decide to make an offer you will be able to act more quickly because you have been pre-approved. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

  Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

  I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

  The various charges can add up and for the most part they are all legally required payments in buying a property. These payments include:

   1. Legal fees: Legal representation is important. Most legal fees include searching the title of a property, arranging a property survey if necessary, and handling other disbursements as required.

    2. Mortgage Insurance and Application Fee: This type of insurance is required on all mortgage loans in excess of 75% of the appraised property value.  Its purpose is to ensure that the lender will not lose money if you cannot make your mortgage payments and the value of your property is not sufficient to repay your mortgage debt.  The insurance premium is paid to the lender and ranges from % to 3.75% of the loan value; however, in most cases this premium is added to the loan amount, and paid for over the term of the loan.

    3. Property Insurance: this insurance covers the replacement value of your home and its contents. Most mortgage lenders will require proof that you have this insurance before processing a mortgage. The lending institution may also require an appraisal of the property before approving your loan; the cost may be your responsibility.

    4. Home Inspection: a professional home inspector knows what to look for and can confirm or add to the information you have gleaned from the REALTOR® or your inspection.

   5.
Property Transfer Tax: Understand your taxes. The amount of tax you pay is based on the fair market value of the land and improvements (e.g. buildings) on the date of registration. The tax is charged at a rate of:

 1.  1% on the first $200,000,

 2.  2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000, and

 3.  3% on the portion of the fair market value greater than $2,000,000.

There are special regulations for first time buyers in B.C.


    6. Property Tax: You will have to reimburse the sellers for your share of the year's taxes if they have already paid them in full. Property taxes are calculated from January - December, and are paid in June. The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home. You may check out details on this page: BC Government Exemptions.


  7.
Extra charges: the Lending institution may also require a Survey. You will be responsible  for the cost.

 

  8. Hook-ups: there may be charges required for appliances and services such as telephone, TV cable, hydro and other utilities.
 
  9. Moving costs: don't forget basic costs involved in moving from your old into your new home.
   Just remember to add the closing costs to your financial plan when saving to buy a home. If you need a list of legal advisors who specialize in real estate please Contact me: 250-893-1016 (Direct)


If you wish to receive up-to-the-minute listings within your own search criteria, please contact me to set up your personal automatic search. You will receive all the latest listings in your area of choice - by Email.

 


NOTE: MLS® property information is provided under copyright© by the Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification. This website may only be used by consumers for the purpose of locating and purchasing real estate.