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  • 3277 Albion Rd in Saanich: SW Tillicum House for sale (Saanich West) : MLS®# 907909

    3277 Albion Rd SW Tillicum Saanich V8Z 3T5
    Main Photo: 3277 Albion Rd in Saanich: SW Tillicum House for sale (Saanich West)  : MLS®# 907909
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    $1,075,000
    Residential
    Status:
    Active
    MLS® Num:
    907909
    Bedrooms:
    5
    Bathrooms:
    2
    Floor Area:
    2,336 sq. ft.
    Here is a great family home with 3 bedrooms on the upper level boasting character details and a dining nook off the spacious kitchen, as well as a completely separate spacious 2 bedroom suite downstairs, each with their own laundry and private yard areas. This home has been well maintained and updates include vinyl windows, all new perimeter drains, new gas furnace, hot water on demand, and newer deck. Tend to your vegetable garden or relax on the back deck while watching your kids and pets play in the fully-fenced yard. Located minutes to Uptown and downtown, near the Galloping Goose, bus routes, shopping and rec centre, this home is sure to please. More details
    Listed by RE/MAX Camosun
    DAVID STEVENS
  • 3283 Albion Rd in Saanich: SW Tillicum House for sale (Saanich West) : MLS®# 907803

    3283 Albion Rd SW Tillicum Saanich V8Z 3T5
    Main Photo: 3283 Albion Rd in Saanich: SW Tillicum House for sale (Saanich West)  : MLS®# 907803
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    $924,999
    Residential
    Status:
    Active
    MLS® Num:
    907803
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    1,685 sq. ft.
    OPEN FRIDAY 12:30-2pm. Follow your Dream, Home. Beautifully updated & meticulously maintained, on the boarder of Uptown and central this charming property is located in a desirable, family-friendly Saanich neighborhood. This home is sure to charm you with it's thoughtful upgrades. Custom wood panel walls & beam details throughout. On the main you will enjoy a large living, separate dining & open concept kitchen/eating area with stainless steel appliances & stone counter tops. From the kitchen door, enjoy privacy from the fully fenced rear yard complete with a covered hot tub, large patio with seating area, gardens & worksop/shed. On the top level you will find all 4 bedrooms - including the spacious primary with reading nook show stopper, classic bath with dual vanity. Parking for your RV/Boat, cooling system installed. Convenience is an understatement, take advantage of all the dining, shopping & entertainment this location has to offer; including Uptown Mall - This is the one! More details
    Listed by Engel & Volkers Vancouver Island
    DAVID STEVENS
  • 565 Dumeresq St in Saanich: SW Tillicum House for sale (Saanich West) : MLS®# 907887

    565 Dumeresq St SW Tillicum Saanich V8Z 1X5
    Main Photo: 565 Dumeresq St in Saanich: SW Tillicum House for sale (Saanich West)  : MLS®# 907887
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    $1,099,900
    Residential
    Status:
    Active
    MLS® Num:
    907887
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,967 sq. ft.
    It's not often you'll find a house with so much potential. This lovely house has been home to long time residents and now you have an opportunity to make it yours! It sits high and proud on it's amazing 9424 sq.ft. lot which offers numerous possibilities and potential for those who wish to capitalize on it. Check the Saanich requirements to add a Garden suite in the south facing back yard or add a legal basement suite in the full height basement or add a huge back yard deck for your enjoyment. Once inside the front door you'll find the spacious main floor offers a generous foyer with large closet as well as nice wide hallways. The bedrooms are nicely separated from the main living area. The primary bedroom features a cedar lined walk in closet and a 2 pce ensuite bathroom. From the huge windows in the family sized living room combination dining room you'll enjoy very nice views of the surrounding area. Walik to Tillicum Mall or Uptown for all your shopping needs end enjoy nearby parks. More details
    Listed by RE/MAX Camosun
    DAVID STEVENS
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Data was last updated July 1, 2022 at 12:05 PM (UTC)

BUYING

Please note - when buying a home you do NOT pay any fees for my buying services.


  When purchasing a home, you are faced with many decisions!  Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.

  While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

  I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your Next Step: Loan Pre-Qualification

  Even before you start your search to buy a home - you should obtain pre-approval for your mortgage. I can help you do this and here's why ...

* By getting pre-approved you'll have a better idea how much you can borrow, how much you can afford and the cost of your monthly mortgage payments.

* If you decide to choose a fixed interest rate mortage you are guaranteed that rate for the 90-day pre-approval period.

* When you decide to make an offer you will be able to act more quickly because you have been pre-approved. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

  Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

  I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

  The various charges can add up and for the most part they are all legally required payments in buying a property. These payments include:

   1. Legal fees: Legal representation is important. Most legal fees include searching the title of a property, arranging a property survey if necessary, and handling other disbursements as required.

    2. Mortgage Insurance and Application Fee: This type of insurance is required on all mortgage loans in excess of 75% of the appraised property value.  Its purpose is to ensure that the lender will not lose money if you cannot make your mortgage payments and the value of your property is not sufficient to repay your mortgage debt.  The insurance premium is paid to the lender and ranges from % to 3.75% of the loan value; however, in most cases this premium is added to the loan amount, and paid for over the term of the loan.

    3. Property Insurance: this insurance covers the replacement value of your home and its contents. Most mortgage lenders will require proof that you have this insurance before processing a mortgage. The lending institution may also require an appraisal of the property before approving your loan; the cost may be your responsibility.

    4. Home Inspection: a professional home inspector knows what to look for and can confirm or add to the information you have gleaned from the REALTOR® or your inspection.

   5.
Property Transfer Tax: Understand your taxes. The amount of tax you pay is based on the fair market value of the land and improvements (e.g. buildings) on the date of registration. The tax is charged at a rate of:

 1.  1% on the first $200,000,

 2.  2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000, and

 3.  3% on the portion of the fair market value greater than $2,000,000.

There are special regulations for first time buyers in B.C.


    6. Property Tax: You will have to reimburse the sellers for your share of the year's taxes if they have already paid them in full. Property taxes are calculated from January - December, and are paid in June. The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home. You may check out details on this page: BC Government Exemptions.


  7.
Extra charges: the Lending institution may also require a Survey. You will be responsible  for the cost.

 

  8. Hook-ups: there may be charges required for appliances and services such as telephone, TV cable, hydro and other utilities.
 
  9. Moving costs: don't forget basic costs involved in moving from your old into your new home.
   Just remember to add the closing costs to your financial plan when saving to buy a home. If you need a list of legal advisors who specialize in real estate please Contact me: 250-893-1016 (Direct)


If you wish to receive up-to-the-minute listings within your own search criteria, please contact me to set up your personal automatic search. You will receive all the latest listings in your area of choice - by Email.

 


MLS® property information is provided under copyright© by the Vancouver Island Real Estate Board and Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification.