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  • 302 1270 Beach Drive in VICTORIA: OB South Oak Bay Condo Apartment for sale (Oak Bay) : MLS®# 428335

    302 1270 Beach Drive OB South Oak Bay VICTORIA V8S 2N3
    Main Photo: 302 1270 Beach Drive in VICTORIA: OB South Oak Bay Condo Apartment for sale (Oak Bay)  : MLS®# 428335
    • Photo 1: 302 1270 Beach Drive in VICTORIA: OB South Oak Bay Condo Apartment for sale (Oak Bay)  : MLS®# 428335
    • Photo 2: 302 1270 Beach Drive in VICTORIA: OB South Oak Bay Condo Apartment for sale (Oak Bay)  : MLS®# 428335
    • Photo 3: 302 1270 Beach Drive in VICTORIA: OB South Oak Bay Condo Apartment for sale (Oak Bay)  : MLS®# 428335
    • Photo 4: 302 1270 Beach Drive in VICTORIA: OB South Oak Bay Condo Apartment for sale (Oak Bay)  : MLS®# 428335
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    • Photo 31: 302 1270 Beach Drive in VICTORIA: OB South Oak Bay Condo Apartment for sale (Oak Bay)  : MLS®# 428335
    • Photo 32: 302 1270 Beach Drive in VICTORIA: OB South Oak Bay Condo Apartment for sale (Oak Bay)  : MLS®# 428335
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    • Photo 34: 302 1270 Beach Drive in VICTORIA: OB South Oak Bay Condo Apartment for sale (Oak Bay)  : MLS®# 428335
    • Photo 35: 302 1270 Beach Drive in VICTORIA: OB South Oak Bay Condo Apartment for sale (Oak Bay)  : MLS®# 428335
    • Photo 36: 302 1270 Beach Drive in VICTORIA: OB South Oak Bay Condo Apartment for sale (Oak Bay)  : MLS®# 428335
    • Photo 37: 302 1270 Beach Drive in VICTORIA: OB South Oak Bay Condo Apartment for sale (Oak Bay)  : MLS®# 428335
    • Photo 38: 302 1270 Beach Drive in VICTORIA: OB South Oak Bay Condo Apartment for sale (Oak Bay)  : MLS®# 428335
    • Photo 39: 302 1270 Beach Drive in VICTORIA: OB South Oak Bay Condo Apartment for sale (Oak Bay)  : MLS®# 428335
    • Photo 40: 302 1270 Beach Drive in VICTORIA: OB South Oak Bay Condo Apartment for sale (Oak Bay)  : MLS®# 428335
    • Photo 41: 302 1270 Beach Drive in VICTORIA: OB South Oak Bay Condo Apartment for sale (Oak Bay)  : MLS®# 428335
    • Photo 42: 302 1270 Beach Drive in VICTORIA: OB South Oak Bay Condo Apartment for sale (Oak Bay)  : MLS®# 428335
    • Photo 43: 302 1270 Beach Drive in VICTORIA: OB South Oak Bay Condo Apartment for sale (Oak Bay)  : MLS®# 428335
    • Photo 44: 302 1270 Beach Drive in VICTORIA: OB South Oak Bay Condo Apartment for sale (Oak Bay)  : MLS®# 428335
    $559,900
    Residential
    Status:
    Active
    MLS® Num:
    428335
    Bedrooms:
    2
    Bathrooms:
    1
    Floor Area:
    1,200 sq. ft.
    Enjoy magnificent unobstructed 180 degree Ocean and Mountain Views from your large 2 bedroom top floor suite. Relax on your expansive balcony, or inside as sail boats, cruise ships (maybe soon?), freighters of all sizes, wildlife, joggers & walkers and ever changing weather entertain you. Many updates including wood flooring, crown mouldings, skylights, bright kitchen, office/storage, thermo windows, interior doors and bathroom with walk-in shower. Offering over 1200 sq. ft. the generous sized living room and dining room will accommodate all your full sized furniture. You are just steps away from the Oak Bay Marina, Royal Victoria Golf Course, Oak Bay Beach Hotel & Willows Beach with the village a short drive or bike ride away. Vista Towers Co-op is adult oriented with no pets or rentals allowed and is exempt from speculation tax making it an ideal second home. Virtual tour, floor plans, photo & information on co-op ownership online. Call today for details. More details
    Listed by DFH Real Estate Ltd.
    DAVID STEVENS
  • 2175 McNeill Avenue in VICTORIA: OB South Oak Bay Single Family Detached for sale (Oak Bay) : MLS®# 428251

    2175 McNeill Avenue OB South Oak Bay VICTORIA V8S 2Y4
    Main Photo: 2175 McNeill Avenue in VICTORIA: OB South Oak Bay Single Family Detached for sale (Oak Bay)  : MLS®# 428251
    • Photo 1: 2175 McNeill Avenue in VICTORIA: OB South Oak Bay Single Family Detached for sale (Oak Bay)  : MLS®# 428251
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    • Photo 24: 2175 McNeill Avenue in VICTORIA: OB South Oak Bay Single Family Detached for sale (Oak Bay)  : MLS®# 428251
    $899,900
    Residential
    Status:
    Active
    MLS® Num:
    428251
    Bedrooms:
    3
    Bathrooms:
    1
    Floor Area:
    1,304 sq. ft.
    Looking for a fantastic South Oak Bay location? This 146-foot deep sunny South facing lot is a few blocks to the Oak Bay Marina, Victoria Golf Club, McNeill Bay waterfront and Oak Bay Village, with its many amenities including shopping, banking, pharmacy, restaurants, library, etc. This solidly built 1930s home offers three bedrooms, one bathroom and a spacious basement awaiting your ideas. Original oak floors, wood burning fireplace and an expansive sun-drenched south facing back deck perfect for relaxing. Add your own decorating touches, keep as a holding property or an excellent building site! Sellers would rent back if desired by buyers. More details
    Listed by Newport Realty Ltd.
    DAVID STEVENS
  • 798 Oliver Street in VICTORIA: OB South Oak Bay Single Family Detached for sale (Oak Bay) : MLS®# 428228

    798 Oliver Street OB South Oak Bay VICTORIA V8S 4W4
    Main Photo: 798 Oliver Street in VICTORIA: OB South Oak Bay Single Family Detached for sale (Oak Bay)  : MLS®# 428228
    • Photo 1: 798 Oliver Street in VICTORIA: OB South Oak Bay Single Family Detached for sale (Oak Bay)  : MLS®# 428228
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    • Photo 50: 798 Oliver Street in VICTORIA: OB South Oak Bay Single Family Detached for sale (Oak Bay)  : MLS®# 428228
    $1,375,000
    Residential
    Status:
    Active
    MLS® Num:
    428228
    Bedrooms:
    6
    Bathrooms:
    3
    Floor Area:
    3,183 sq. ft.
    SPACIOUS SOUTH OAK BAY FAMILY HOME. Located on a large 10,500 sq.ft. lot surrounded by trees & private gardens, this home has character, ambiance & personality! Period detailing includes leaded glass windows, wood beams, wrought iron latch wooden doors, dark wood wainscoting & 3 wood burning fireplaces. With 6 bdrms & 3 baths this home will accommodate a large family & includes a lower level flex area w/3 piece bath & private entrance- perfect for your in-laws, guests or teens. Comfy & private master bdrm features barrel ceiling, walk-in closet & cozy fireplace. Fourth level is a hidden get-away for kids -caravan style bed w/trundle bed underneath & skylight. The updated kitchen’s high ceiling & ample counter space is perfect for food prepping & socializing. Main floor livingroom is a welcoming gathering place for family & friends w/french doors opening to the large wrap-around 2 level deck. Walk to the ocean, cafes & Monterey school. This charming home ticks all the boxes! More details
    Listed by RE/MAX Camosun
    DAVID STEVENS
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Data was last updated July 5, 2020 at 12:05 AM (UTC)

BUYING

Please note - when buying a home you do NOT pay any fees for my buying services.


  When purchasing a home, you are faced with many decisions!  Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.

  While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

  I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your Next Step: Loan Pre-Qualification

  Even before you start your search to buy a home - you should obtain pre-approval for your mortgage. I can help you do this and here's why ...

* By getting pre-approved you'll have a better idea how much you can borrow, how much you can afford and the cost of your monthly mortgage payments.

* If you decide to choose a fixed interest rate mortage you are guaranteed that rate for the 90-day pre-approval period.

* When you decide to make an offer you will be able to act more quickly because you have been pre-approved. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

  Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

  I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

  The various charges can add up and for the most part they are all legally required payments in buying a property. These payments include:

   1. Legal fees: Legal representation is important. Most legal fees include searching the title of a property, arranging a property survey if necessary, and handling other disbursements as required.

    2. Mortgage Insurance and Application Fee: This type of insurance is required on all mortgage loans in excess of 75% of the appraised property value.  Its purpose is to ensure that the lender will not lose money if you cannot make your mortgage payments and the value of your property is not sufficient to repay your mortgage debt.  The insurance premium is paid to the lender and ranges from % to 3.75% of the loan value; however, in most cases this premium is added to the loan amount, and paid for over the term of the loan.

    3. Property Insurance: this insurance covers the replacement value of your home and its contents. Most mortgage lenders will require proof that you have this insurance before processing a mortgage. The lending institution may also require an appraisal of the property before approving your loan; the cost may be your responsibility.

    4. Home Inspection: a professional home inspector knows what to look for and can confirm or add to the information you have gleaned from the REALTOR® or your inspection.

   5.
Property Transfer Tax: Understand your taxes. The amount of tax you pay is based on the fair market value of the land and improvements (e.g. buildings) on the date of registration. The tax is charged at a rate of:

 1.  1% on the first $200,000,

 2.  2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000, and

 3.  3% on the portion of the fair market value greater than $2,000,000.

There are special regulations for first time buyers in B.C.


    6. Property Tax: You will have to reimburse the sellers for your share of the year's taxes if they have already paid them in full. Property taxes are calculated from January - December, and are paid in June. The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home. You may check out details on this page: BC Government Exemptions.


  7.
Extra charges: the Lending institution may also require a Survey. You will be responsible  for the cost.

 

  8. Hook-ups: there may be charges required for appliances and services such as telephone, TV cable, hydro and other utilities.
 
  9. Moving costs: don't forget basic costs involved in moving from your old into your new home.
   Just remember to add the closing costs to your financial plan when saving to buy a home. If you need a list of legal advisors who specialize in real estate please Contact me: 250-893-1016 (Direct)


If you wish to receive up-to-the-minute listings within your own search criteria, please contact me to set up your personal automatic search. You will receive all the latest listings in your area of choice - by Email.

 


NOTE: MLS® property information is provided under copyright© by the Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification. This website may only be used by consumers for the purpose of locating and purchasing real estate.