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  • 1284 Lonsdale Pl in Saanich: SE Maplewood House for sale (Saanich East) : MLS®# 907741

    1284 Lonsdale Pl SE Maplewood Saanich V8P 5L3
    Main Photo: 1284 Lonsdale Pl in Saanich: SE Maplewood House for sale (Saanich East)  : MLS®# 907741
    • Photo 1: 1284 Lonsdale Pl in Saanich: SE Maplewood House for sale (Saanich East)  : MLS®# 907741
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    • Photo 36: 1284 Lonsdale Pl in Saanich: SE Maplewood House for sale (Saanich East)  : MLS®# 907741
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    • Photo 38: 1284 Lonsdale Pl in Saanich: SE Maplewood House for sale (Saanich East)  : MLS®# 907741
    $1,399,000
    Residential
    Status:
    Active
    MLS® Num:
    907741
    Bedrooms:
    5
    Bathrooms:
    3
    Floor Area:
    2,331 sq. ft.
    Large solid family home on no through Rd. in the Blenkinsop area. The main part of the house hosts spacious entrance, separate dining room, master with 4 pieces ensuite, 2 more good-sized bedrooms, and a 4 piece bathroom upstairs. Vinyl windows and four sliding doors offer loads of natural light. Beautifully updated kitchen with white shaker cabinetry, well-liked quartz countertops, modern tile flooring, and new appliances. New hardwood floor in master, freshly painted in rooms, and new lighting. The fully updated 2 bedroom in-law offers a full bathroom, in-suite laundry, large kitchen, and living area with nearly 8ft ceilings and Vinyl plank flooring throughout. Fenced back yard with large area for garden. Wonderful neighborhood near all amenities, UVIC, Braefoot Park, schools, transit, and much more!!! It's waiting for its new family! Nothing to do but move in! More details
    Listed by Pemberton Holmes - Cloverdale
    DAVID STEVENS
  • 1181 Union Rd in Saanich: SE Maplewood House for sale (Saanich East) : MLS®# 906204

    1181 Union Rd SE Maplewood Saanich V8P 2J2
    Main Photo: 1181 Union Rd in Saanich: SE Maplewood House for sale (Saanich East)  : MLS®# 906204
    • Photo 1: 1181 Union Rd in Saanich: SE Maplewood House for sale (Saanich East)  : MLS®# 906204
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    $949,900
    Residential
    Status:
    Active
    MLS® Num:
    906204
    Bedrooms:
    2
    Bathrooms:
    3
    Floor Area:
    1,483 sq. ft.
    Pride of Ownership is very evident throughout the home and gardens at 1181 Union Rd. Featuring original hardwood throughout the main level, a spacious floorplan offering an open living and dining space complete with gas fireplace, and a bright and inviting kitchen. The primary bedroom includes a 3pc ensuite, alongside the 4pc main bath and second bedroom. Downstairs offers workshop space, an additional bathroom and versatile space for den, office or guest bedroom. The lovely landscaping in the quiet, south-facing backyard is complete with fruit trees and shed, and the front yard has recently been transformed to match. Centrally located in the beautiful Maplewood area, within walking distance to Reynolds School, Playfair Park and the Reynolds Park tennis courts and lawn bowling club. Also nearby is the Root Cellar, all the amenities Saanich Centre offers as well as Swan Lake Nature Sanctuary, Cedar Hill Golf Course & Chip Trail, and close to transit routes. Proudly offered at $950,000. More details
    Listed by Sutton Group West Coast Realty
    DAVID STEVENS
  • 304 1100 Union Rd in Saanich: SE Maplewood Condo for sale (Saanich East) : MLS®# 905654

    304 1100 Union Rd SE Maplewood Saanich V8P 2J3
    Main Photo: 304 1100 Union Rd in Saanich: SE Maplewood Condo for sale (Saanich East)  : MLS®# 905654
    • Photo 1: 304 1100 Union Rd in Saanich: SE Maplewood Condo for sale (Saanich East)  : MLS®# 905654
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    • Photo 23: 304 1100 Union Rd in Saanich: SE Maplewood Condo for sale (Saanich East)  : MLS®# 905654
    $569,000
    Residential
    Status:
    Active
    MLS® Num:
    905654
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,377 sq. ft.
    Great 2-bed 2-bath condo in Maplewood area. Almost 1400 square feet with two primary bedrooms, each with own ensuite (one has a walk in shower, the other a tub/shower combo) and extra storage at opposite ends of unit. Room for king size beds, desks and other furniture in each bedroom. Living, dining, kitchen and a large covered balcony between. East facing for the morning sun and cool on hot summer days. Gas fireplace, central boiler for hot water so no tank in the suite. In-suite laundry room with side by side W/D and storage. Secure underground parking, well maintained building and proactive strata. Onsite caretaker. Guest suite on first floor $35/night, extra parking $25 month. Walking distance to Thrifty Foods, London Drugs, Saanich Plaza, and the Galloping Goose trail. Close to Uvic/Camosun, 19+ building, right on main bus route. Safe, secure, and spacious. Cat or dog allowed with size restrictions. No smoking building. More details
    Listed by RE/MAX Camosun
    DAVID STEVENS
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Data was last updated July 1, 2022 at 12:05 PM (UTC)

BUYING

Please note - when buying a home you do NOT pay any fees for my buying services.


  When purchasing a home, you are faced with many decisions!  Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.

  While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

  I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your Next Step: Loan Pre-Qualification

  Even before you start your search to buy a home - you should obtain pre-approval for your mortgage. I can help you do this and here's why ...

* By getting pre-approved you'll have a better idea how much you can borrow, how much you can afford and the cost of your monthly mortgage payments.

* If you decide to choose a fixed interest rate mortage you are guaranteed that rate for the 90-day pre-approval period.

* When you decide to make an offer you will be able to act more quickly because you have been pre-approved. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

  Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

  I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

  The various charges can add up and for the most part they are all legally required payments in buying a property. These payments include:

   1. Legal fees: Legal representation is important. Most legal fees include searching the title of a property, arranging a property survey if necessary, and handling other disbursements as required.

    2. Mortgage Insurance and Application Fee: This type of insurance is required on all mortgage loans in excess of 75% of the appraised property value.  Its purpose is to ensure that the lender will not lose money if you cannot make your mortgage payments and the value of your property is not sufficient to repay your mortgage debt.  The insurance premium is paid to the lender and ranges from % to 3.75% of the loan value; however, in most cases this premium is added to the loan amount, and paid for over the term of the loan.

    3. Property Insurance: this insurance covers the replacement value of your home and its contents. Most mortgage lenders will require proof that you have this insurance before processing a mortgage. The lending institution may also require an appraisal of the property before approving your loan; the cost may be your responsibility.

    4. Home Inspection: a professional home inspector knows what to look for and can confirm or add to the information you have gleaned from the REALTOR® or your inspection.

   5.
Property Transfer Tax: Understand your taxes. The amount of tax you pay is based on the fair market value of the land and improvements (e.g. buildings) on the date of registration. The tax is charged at a rate of:

 1.  1% on the first $200,000,

 2.  2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000, and

 3.  3% on the portion of the fair market value greater than $2,000,000.

There are special regulations for first time buyers in B.C.


    6. Property Tax: You will have to reimburse the sellers for your share of the year's taxes if they have already paid them in full. Property taxes are calculated from January - December, and are paid in June. The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home. You may check out details on this page: BC Government Exemptions.


  7.
Extra charges: the Lending institution may also require a Survey. You will be responsible  for the cost.

 

  8. Hook-ups: there may be charges required for appliances and services such as telephone, TV cable, hydro and other utilities.
 
  9. Moving costs: don't forget basic costs involved in moving from your old into your new home.
   Just remember to add the closing costs to your financial plan when saving to buy a home. If you need a list of legal advisors who specialize in real estate please Contact me: 250-893-1016 (Direct)


If you wish to receive up-to-the-minute listings within your own search criteria, please contact me to set up your personal automatic search. You will receive all the latest listings in your area of choice - by Email.

 


MLS® property information is provided under copyright© by the Vancouver Island Real Estate Board and Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification.