SE Cedar HillSaanich East

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1-3/19
  • 1296 Ocean View Rd in Saanich: SE Cedar Hill House for sale (Saanich East) : MLS®# 907822

    1296 Ocean View Rd SE Cedar Hill Saanich V8P 1J7
    Main Photo: 1296 Ocean View Rd in Saanich: SE Cedar Hill House for sale (Saanich East)  : MLS®# 907822
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    $1,698,000
    Residential
    Status:
    Active
    MLS® Num:
    907822
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    2,611 sq. ft.
    4 bed MAPLEWOOD home located in a serene, quiet setting with outstanding views of the Cedar Hill Golf Course, tucked away at the dead end of cul de sac. Enjoy the charm of the vaulted wood ceilings in the living/dining room while taking in the views from the HUGE picture windows & front balcony. The floor to ceiling stone fireplace is double sided & can be enjoyed from the studio family room too. Warm wood floors run throughout the home. The kitchen has been recently reno'd with white cabinets & countertop, modern backsplash, under cabinet lighting & stainless appliances. A another dining area flows into a second family/sitting area & then out into the stunning back yard oasis. Main level also features a bedroom & large laundry room and full bathroom. Upstairs has a cozy landing & a grand master featuring 2 walk in closets & beautiful ensuite, two other good sized bedrooms & another full bathroom. Lower level has tons of storage & access to garage plus extra off street parking. More details
    Listed by RE/MAX Island Properties
    DAVID STEVENS
  • 306 1588 North Dairy Rd in Saanich: SE Cedar Hill Condo for sale (Saanich East) : MLS®# 907103

    306 1588 North Dairy Rd SE Cedar Hill Saanich V8T 3V4
    Main Photo: 306 1588 North Dairy Rd in Saanich: SE Cedar Hill Condo for sale (Saanich East)  : MLS®# 907103
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    $659,000
    Residential
    Status:
    Active
    MLS® Num:
    907103
    Bedrooms:
    1
    Bathrooms:
    1
    Floor Area:
    661 sq. ft.
    OPEN HOUSE SAT. 2-4PM. Welcome to Fifteen88 built by award-winning Abstract Developments. You will love this bright third-floor 1 bed + den/office, 1 bath condo is located in the Oaklands district of Victoria. A south-facing bright unit with a highly efficient floorplan. It features 9 ft ceilings, light oak laminate floors throughout, a beautiful modern kitchen with quartz counters, premium stainless steel appliances, a pull-out pantry, in-suite laundry, and a good size-covered balcony. Unit Includes underground parking space, Modo Car Share Membership, storage locker, bicycle lock-up & access to common amenities including the Owners patio & bike maintenance workshop. Great home for students going to UVIC or Camosun as the fantastic location is steps to Hillside mall, Walmart, and plenty of parks and trails. Units is this building don’t last long! More details
    Listed by eXp Realty
    DAVID STEVENS
  • 3838 Epsom Dr in Saanich: SE Cedar Hill House for sale (Saanich East) : MLS®# 907593

    3838 Epsom Dr SE Cedar Hill Saanich V8P 3S7
    Main Photo: 3838 Epsom Dr in Saanich: SE Cedar Hill House for sale (Saanich East)  : MLS®# 907593
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    $1,185,000
    Residential
    Status:
    Active
    MLS® Num:
    907593
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    2,386 sq. ft.
    Set on a gently sloping Saanich East approximately one third of an acre lot, this 1971 built two storey awaits new owners! With a very easy additional accommodation opportunity as a possibility, and the very private panhandle lot, the possibilities are endless. The approx. 15,000 sq, ft, lot has a huge sunny rear yard 4 bedrooms, two baths, large lower level and room to expand the off street parking. Quick possession can be arranged. The main floor kitchen has been upgraded and the living spaces provide ample room sizes. Lots of unfinished shop, storage shed , storage spaces and covered deck space are additional features of this one family owned home located near schools, shopping, bus routes and recreation. Call l/s at 250-727-1037 for quick appts. to view. All measurements are approximate and buyers must perform their own due diligence to their personal satisfaction. More details
    Listed by Pemberton Holmes - Cloverdale
    DAVID STEVENS
1-3/19
Data was last updated July 1, 2022 at 12:05 PM (UTC)

BUYING

Please note - when buying a home you do NOT pay any fees for my buying services.


  When purchasing a home, you are faced with many decisions!  Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.

  While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

  I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your Next Step: Loan Pre-Qualification

  Even before you start your search to buy a home - you should obtain pre-approval for your mortgage. I can help you do this and here's why ...

* By getting pre-approved you'll have a better idea how much you can borrow, how much you can afford and the cost of your monthly mortgage payments.

* If you decide to choose a fixed interest rate mortage you are guaranteed that rate for the 90-day pre-approval period.

* When you decide to make an offer you will be able to act more quickly because you have been pre-approved. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

  Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

  I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

  The various charges can add up and for the most part they are all legally required payments in buying a property. These payments include:

   1. Legal fees: Legal representation is important. Most legal fees include searching the title of a property, arranging a property survey if necessary, and handling other disbursements as required.

    2. Mortgage Insurance and Application Fee: This type of insurance is required on all mortgage loans in excess of 75% of the appraised property value.  Its purpose is to ensure that the lender will not lose money if you cannot make your mortgage payments and the value of your property is not sufficient to repay your mortgage debt.  The insurance premium is paid to the lender and ranges from % to 3.75% of the loan value; however, in most cases this premium is added to the loan amount, and paid for over the term of the loan.

    3. Property Insurance: this insurance covers the replacement value of your home and its contents. Most mortgage lenders will require proof that you have this insurance before processing a mortgage. The lending institution may also require an appraisal of the property before approving your loan; the cost may be your responsibility.

    4. Home Inspection: a professional home inspector knows what to look for and can confirm or add to the information you have gleaned from the REALTOR® or your inspection.

   5.
Property Transfer Tax: Understand your taxes. The amount of tax you pay is based on the fair market value of the land and improvements (e.g. buildings) on the date of registration. The tax is charged at a rate of:

 1.  1% on the first $200,000,

 2.  2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000, and

 3.  3% on the portion of the fair market value greater than $2,000,000.

There are special regulations for first time buyers in B.C.


    6. Property Tax: You will have to reimburse the sellers for your share of the year's taxes if they have already paid them in full. Property taxes are calculated from January - December, and are paid in June. The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home. You may check out details on this page: BC Government Exemptions.


  7.
Extra charges: the Lending institution may also require a Survey. You will be responsible  for the cost.

 

  8. Hook-ups: there may be charges required for appliances and services such as telephone, TV cable, hydro and other utilities.
 
  9. Moving costs: don't forget basic costs involved in moving from your old into your new home.
   Just remember to add the closing costs to your financial plan when saving to buy a home. If you need a list of legal advisors who specialize in real estate please Contact me: 250-893-1016 (Direct)


If you wish to receive up-to-the-minute listings within your own search criteria, please contact me to set up your personal automatic search. You will receive all the latest listings in your area of choice - by Email.

 


MLS® property information is provided under copyright© by the Vancouver Island Real Estate Board and Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification.