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  • 725 Lampson Street in VICTORIA: Es Old Esquimalt Single Family Detached for sale (Esquimalt) : MLS®# 416840

    Main Photo: 725 Lampson Street in VICTORIA: Es Old Esquimalt Single Family Detached for sale (Esquimalt)  : MLS®# 416840
    • Photo 1: 725 Lampson Street in VICTORIA: Es Old Esquimalt Single Family Detached for sale (Esquimalt)  : MLS®# 416840
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    • Photo 36: 725 Lampson Street in VICTORIA: Es Old Esquimalt Single Family Detached for sale (Esquimalt)  : MLS®# 416840
    • Photo 37: 725 Lampson Street in VICTORIA: Es Old Esquimalt Single Family Detached for sale (Esquimalt)  : MLS®# 416840
    • Photo 38: 725 Lampson Street in VICTORIA: Es Old Esquimalt Single Family Detached for sale (Esquimalt)  : MLS®# 416840
    $868,800
    Residential
    Status:
    Active
    MLS® Num:
    416840
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    2,652 sq. ft.
    Located down a quite private driveway, this well maintained 1993 home offers accommodation for a large family or separate living for 2 extended families. Up offers large living room, flexible dining/family room, bright modern kitchen with eating area, covered deck, full bathroom, 2 large bedrooms including the master with ensuite. The lower level is wheelchair accessible and offers a large bright family room or 3rd bedroom, 2 good sized bedrooms, full kitchen with eating bar, dining/living room, full bathroom and separate laundry. Many upgraded features including wide plank maple hardwood flooring throughout, painted sold maple cabinet doors, bay window seat, updated bathrooms, skylights, cozy electric fireplace and much more. Plus double garage, plenty of off street parking, private gardens and a fabulous location near schools, parks and all amenities. Floor plans, virtual tour, and more photos on line. Call today for you private viewing. More details
    Listed by DFH Real Estate Ltd.
    DAVID STEVENS
  • 900 847 Dunsmuir Road in VICTORIA: Es Old Esquimalt Condo Apartment for sale (Esquimalt) : MLS®# 416541

    Main Photo: 900 847 Dunsmuir Road in VICTORIA: Es Old Esquimalt Condo Apartment for sale (Esquimalt)  : MLS®# 416541
    • Photo 1: 900 847 Dunsmuir Road in VICTORIA: Es Old Esquimalt Condo Apartment for sale (Esquimalt)  : MLS®# 416541
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    • Photo 50: 900 847 Dunsmuir Road in VICTORIA: Es Old Esquimalt Condo Apartment for sale (Esquimalt)  : MLS®# 416541
    $4,900,000
    Residential
    Status:
    Active
    MLS® Num:
    416541
    Bedrooms:
    3
    Bathrooms:
    4
    Floor Area:
    4,164 sq. ft.
    Rising above Victoria’s Inner Harbour, the sole penthouse at Swallows Landing's west tower represents a lifestyle unimaginable even in a city revered for its endless waterfront and iconic developments. With luxury detailing complementing the incredible panoramas of the downtown skyline, Juan de Fuca Strait and Olympic Mountains, there is no other building capable of pairing this vantage point with the level of finishing found inside. From the moment you leave the elevator to your private floor, the oversized ebony pivot front door sets the standard for the bespoke elegance highlighted by floor to ceiling windows, marble surround fireplaces, custom rosewood millwork, Bocce lighting and basalt tile floors. With a private master terrace, spa-like ensuites, gourmet chef's kitchen with built-in professional grade appliances, Lutron lighting and motorized blinds, Control4 sound, in-floor heating and nearly 3000' of outdoor living space, this is what life without compromise truly feels like. More details
    Listed by Sotheby's International Realty Canada
    DAVID STEVENS
  • 702 Aldebury Street in VICTORIA: Es Old Esquimalt Half Duplex for sale (Esquimalt) : MLS®# 416214

    Main Photo: 702 Aldebury Street in VICTORIA: Es Old Esquimalt Half Duplex for sale (Esquimalt)  : MLS®# 416214
    • Photo 1: 702 Aldebury Street in VICTORIA: Es Old Esquimalt Half Duplex for sale (Esquimalt)  : MLS®# 416214
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    • Photo 32: 702 Aldebury Street in VICTORIA: Es Old Esquimalt Half Duplex for sale (Esquimalt)  : MLS®# 416214
    $750,000
    Residential
    Status:
    Active
    MLS® Num:
    416214
    Bedrooms:
    5
    Bathrooms:
    4
    Floor Area:
    2,592 sq. ft.
    Comfortable 5 bed, 4 bath home. 2 bed in-law in lower level with separate entrance; a great mortgage helper! Main floor includes spacious living and dining areas, kitchen, 2pc guest bathroom and den/office. Upper level offers 2 generously sized bedrooms and master. Master bedroom features walk-thru closet leading to the 4pc ensuite. Walking distance to Place Valentine Plaza which has Shoppers Drug Mart, Tim Hortons, A&W and much more. Walk Score 76 - Very Walkable! Location is convenient and just minutes away from Downtown. More details
    Listed by Pemberton Holmes - Cloverdale
    DAVID STEVENS
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Data was last updated October 22, 2019 at 04:05 AM (UTC)

BUYING

Please note - when buying a home you do NOT pay any fees for my buying services.


  When purchasing a home, you are faced with many decisions!  Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.

  While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

  I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your Next Step: Loan Pre-Qualification

  Even before you start your search to buy a home - you should obtain pre-approval for your mortgage. I can help you do this and here's why ...

* By getting pre-approved you'll have a better idea how much you can borrow, how much you can afford and the cost of your monthly mortgage payments.

* If you decide to choose a fixed interest rate mortage you are guaranteed that rate for the 90-day pre-approval period.

* When you decide to make an offer you will be able to act more quickly because you have been pre-approved. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

  Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

  I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

  The various charges can add up and for the most part they are all legally required payments in buying a property. These payments include:

   1. Legal fees: Legal representation is important. Most legal fees include searching the title of a property, arranging a property survey if necessary, and handling other disbursements as required.

    2. Mortgage Insurance and Application Fee: This type of insurance is required on all mortgage loans in excess of 75% of the appraised property value.  Its purpose is to ensure that the lender will not lose money if you cannot make your mortgage payments and the value of your property is not sufficient to repay your mortgage debt.  The insurance premium is paid to the lender and ranges from % to 3.75% of the loan value; however, in most cases this premium is added to the loan amount, and paid for over the term of the loan.

    3. Property Insurance: this insurance covers the replacement value of your home and its contents. Most mortgage lenders will require proof that you have this insurance before processing a mortgage. The lending institution may also require an appraisal of the property before approving your loan; the cost may be your responsibility.

    4. Home Inspection: a professional home inspector knows what to look for and can confirm or add to the information you have gleaned from the REALTOR® or your inspection.

   5.
Property Transfer Tax: Understand your taxes. The amount of tax you pay is based on the fair market value of the land and improvements (e.g. buildings) on the date of registration. The tax is charged at a rate of:

 1.  1% on the first $200,000,

 2.  2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000, and

 3.  3% on the portion of the fair market value greater than $2,000,000.

There are special regulations for first time buyers in B.C.


    6. Property Tax: You will have to reimburse the sellers for your share of the year's taxes if they have already paid them in full. Property taxes are calculated from January - December, and are paid in June. The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home. You may check out details on this page: BC Government Exemptions.


  7.
Extra charges: the Lending institution may also require a Survey. You will be responsible  for the cost.

 

  8. Hook-ups: there may be charges required for appliances and services such as telephone, TV cable, hydro and other utilities.
 
  9. Moving costs: don't forget basic costs involved in moving from your old into your new home.
   Just remember to add the closing costs to your financial plan when saving to buy a home. If you need a list of legal advisors who specialize in real estate please Contact me: 250-893-1016 (Direct)


If you wish to receive up-to-the-minute listings within your own search criteria, please contact me to set up your personal automatic search. You will receive all the latest listings in your area of choice - by Email.

 


NOTE: MLS® property information is provided under copyright© by the Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification. This website may only be used by consumers for the purpose of locating and purchasing real estate.