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  • 909 McNaughton Avenue in VICTORIA: Es Kinsmen Park Half Duplex for sale (Esquimalt) : MLS®# 417127

    Main Photo: 909 McNaughton Avenue in VICTORIA: Es Kinsmen Park Half Duplex for sale (Esquimalt)  : MLS®# 417127
    • Photo 1: 909 McNaughton Avenue in VICTORIA: Es Kinsmen Park Half Duplex for sale (Esquimalt)  : MLS®# 417127
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    • Photo 38: 909 McNaughton Avenue in VICTORIA: Es Kinsmen Park Half Duplex for sale (Esquimalt)  : MLS®# 417127
    • Photo 39: 909 McNaughton Avenue in VICTORIA: Es Kinsmen Park Half Duplex for sale (Esquimalt)  : MLS®# 417127
    • Photo 40: 909 McNaughton Avenue in VICTORIA: Es Kinsmen Park Half Duplex for sale (Esquimalt)  : MLS®# 417127
    • Photo 41: 909 McNaughton Avenue in VICTORIA: Es Kinsmen Park Half Duplex for sale (Esquimalt)  : MLS®# 417127
    • Photo 42: 909 McNaughton Avenue in VICTORIA: Es Kinsmen Park Half Duplex for sale (Esquimalt)  : MLS®# 417127
    $849,900
    Residential
    Status:
    Active
    MLS® Num:
    417127
    Bedrooms:
    6
    Bathrooms:
    4
    Floor Area:
    2,356 sq. ft.
    A fabulous home located in a lovely neighbourhood less than a block from the Gorge Waterway. This half-duplex boasts 6 Bds/4 Bths with 2 kitchens. Pride of ownership is evident throughout this well-maintained , tastefully-updated home. Upstairs boasts welcoming engineered floors and bright colours, a SPACIOUS living room, large kitchen leading onto a deck with water views, full bathroom, 2 sizable bedrooms and a nice master bedroom with 2-piece ensuite. Currently utilized as a lucrative vacation rental, the upstairs unit has averaged over 36k/year. Downstairs you will find an equally spacious and bright unit - a rare find for a lower level suite! Downstairs dining area opens out onto a well-manicured, private patio space with hot tub. The large driveway offers a bonus patio area plus room for your boat or RV. Live in one unit and use the other as a rental unit (or even vacation rental as it has a successful track record for) or rent out both units. Open house Tues 12-2pm/Wed 6pm-730pm More details
    Listed by Royal LePage Coast Capital - Westshore and Royal LePage Coast Capital - Chatterton
    DAVID STEVENS
  • 104 835 Selkirk Avenue in VICTORIA: Es Kinsmen Park Condo Apartment for sale (Esquimalt) : MLS®# 416608

    Main Photo: 104 835 Selkirk Avenue in VICTORIA: Es Kinsmen Park Condo Apartment for sale (Esquimalt)  : MLS®# 416608
    • Photo 1: 104 835 Selkirk Avenue in VICTORIA: Es Kinsmen Park Condo Apartment for sale (Esquimalt)  : MLS®# 416608
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    $434,000
    Residential
    Status:
    Active
    MLS® Num:
    416608
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    965 sq. ft.
    Desirable south-east facing, 2 bed & 2 bath corner condo, at the rear of "Twin Gables", with 2 private garden-level patios. Tucked behind a privacy hedge yet filled with light, this condo will appeal to those seeking inviting indoor-outdoor living in a quiet setting. Well-designed floorplan with 2nd bedroom and 4pce guest bathroom on one side, spacious master bedroom with patio access, walk-through closet to 4pce ensuite bathroom on the other. Open living/dining room with feature gas fireplace and sliding door to patio, light-infused kitchen. In-suite laundry, wood floors in entry/living/dining room and master bedroom. Twin Gables is an adult oriented (19+), pet friendly, recently remediated building and comes with secure underground parking and a large storage locker. Just one block from Vic West, enjoy area walks along tree-lined streets to Banfield Park, the Selkirk Waterway and Vic West shopping, an easy commute by bike to downtown. GREAT OPPORTUNITY, ACT FAST! More details
    Listed by Century 21 Queenswood Realty Ltd.
    DAVID STEVENS
  • 210 1085 Tillicum Road in VICTORIA: Es Kinsmen Park Condo Apartment for sale (Esquimalt) : MLS®# 415921

    Main Photo: 210 1085 Tillicum Road in VICTORIA: Es Kinsmen Park Condo Apartment for sale (Esquimalt)  : MLS®# 415921
    • Photo 1: 210 1085 Tillicum Road in VICTORIA: Es Kinsmen Park Condo Apartment for sale (Esquimalt)  : MLS®# 415921
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    • Photo 29: 210 1085 Tillicum Road in VICTORIA: Es Kinsmen Park Condo Apartment for sale (Esquimalt)  : MLS®# 415921
    $509,900
    Residential
    Status:
    Active
    MLS® Num:
    415921
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,205 sq. ft.
    Nestled by the Gorge Waterway in this premium location you will find this nearly 1200 sq. ft condo. Master bedroom has access to the balcony overlooking the pristine gardens and water where you can watch the paddle boarders and kayakers. Also this is where you can take a water taxi to downtown so the location is super convenient. Large master suite with double closets and full ensuite, perfect for that full size bedroom furniture. Living area has a cozy gas fireplace with access to the balcony - perfect for barbecues. Open concept living so it's perfect for entertaining. Updated kitchen appliances (2016). In suite washer dryer with a new hot water tank (Sept 2018). Common amenities include gazebo on waterway, kayak storage, recreation including a gym and meeting space. Secured underground parking and in a gated community. No remediation required. All complete. Move in ready - book your appointment today. More details
    Listed by Day Team Realty Ltd
    DAVID STEVENS
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Data was last updated October 22, 2019 at 04:05 AM (UTC)

BUYING

Please note - when buying a home you do NOT pay any fees for my buying services.


  When purchasing a home, you are faced with many decisions!  Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.

  While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

  I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your Next Step: Loan Pre-Qualification

  Even before you start your search to buy a home - you should obtain pre-approval for your mortgage. I can help you do this and here's why ...

* By getting pre-approved you'll have a better idea how much you can borrow, how much you can afford and the cost of your monthly mortgage payments.

* If you decide to choose a fixed interest rate mortage you are guaranteed that rate for the 90-day pre-approval period.

* When you decide to make an offer you will be able to act more quickly because you have been pre-approved. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

  Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

  I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

  The various charges can add up and for the most part they are all legally required payments in buying a property. These payments include:

   1. Legal fees: Legal representation is important. Most legal fees include searching the title of a property, arranging a property survey if necessary, and handling other disbursements as required.

    2. Mortgage Insurance and Application Fee: This type of insurance is required on all mortgage loans in excess of 75% of the appraised property value.  Its purpose is to ensure that the lender will not lose money if you cannot make your mortgage payments and the value of your property is not sufficient to repay your mortgage debt.  The insurance premium is paid to the lender and ranges from % to 3.75% of the loan value; however, in most cases this premium is added to the loan amount, and paid for over the term of the loan.

    3. Property Insurance: this insurance covers the replacement value of your home and its contents. Most mortgage lenders will require proof that you have this insurance before processing a mortgage. The lending institution may also require an appraisal of the property before approving your loan; the cost may be your responsibility.

    4. Home Inspection: a professional home inspector knows what to look for and can confirm or add to the information you have gleaned from the REALTOR® or your inspection.

   5.
Property Transfer Tax: Understand your taxes. The amount of tax you pay is based on the fair market value of the land and improvements (e.g. buildings) on the date of registration. The tax is charged at a rate of:

 1.  1% on the first $200,000,

 2.  2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000, and

 3.  3% on the portion of the fair market value greater than $2,000,000.

There are special regulations for first time buyers in B.C.


    6. Property Tax: You will have to reimburse the sellers for your share of the year's taxes if they have already paid them in full. Property taxes are calculated from January - December, and are paid in June. The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home. You may check out details on this page: BC Government Exemptions.


  7.
Extra charges: the Lending institution may also require a Survey. You will be responsible  for the cost.

 

  8. Hook-ups: there may be charges required for appliances and services such as telephone, TV cable, hydro and other utilities.
 
  9. Moving costs: don't forget basic costs involved in moving from your old into your new home.
   Just remember to add the closing costs to your financial plan when saving to buy a home. If you need a list of legal advisors who specialize in real estate please Contact me: 250-893-1016 (Direct)


If you wish to receive up-to-the-minute listings within your own search criteria, please contact me to set up your personal automatic search. You will receive all the latest listings in your area of choice - by Email.

 


NOTE: MLS® property information is provided under copyright© by the Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification. This website may only be used by consumers for the purpose of locating and purchasing real estate.