Greater Victoria Areas
1248 Mt. Newton Cross Road in SAANICHTON: CS Inlet Single Family Detached for sale (Central Saanich) : MLS®# 411893$2,500,000Residential
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- 4,930 sq. ft.458 m2Beautiful Mount Newton Valley! Stunning views of Saanich Inlet & the farming valley from this custom built 4 bedroom, 3 bathroom, 4930sf country estate on 8.49 pastoral acres. You will be immediately impressed by the gleaming oak wide plank floors & distressed beams. Huge windows bath the home in natural light & bring the water, farm & forest views in to this great open floor plan with over 680 sq.ft. of south-facing deck for outdoor entertaining. Fully-fenced & gated, beautifully cultivated gardens that surround the house are abundant with fruits, berries, vegetable & flowers. Downstairs is level walk-out with a sunny patio, 2nd kitchen (RE-1 Zoning permits legal suite), huge family room & room for the growing family. Double garage opens to a hobby room/workshop with wood stove. Separate 860sf garage/workshop with pump room. Formerly a fruit orchard the property offers good options for irrigation & is an excellent location for grapes or fruit trees. Your Dream Hobby Farm. A must see!! More detailsListed by RE/MAX Camosun
629 Senanus Drive in SAANICHTON: CS Inlet Single Family Detached for sale (Central Saanich) : MLS®# 411469$6,488,000Residential
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- 9,305 sq. ft.864 m2Architectural masterpiece situated on two incredibly landscaped acres. This spectacular WATERFRONT property, characterized as the "Arbutus House", enjoys a Frank Lloyd Wright design influence, showcases west-coast design with a pinch of Japanese style & displays an unparalleled attention to detail through every inch of the property. SW exposure with an impressive 250 ft of ocean front including private beach, 3000 sq ft of patio, warm water for swimming & deep water moorage 100’ offshore. References from the surrounding ocean & tranquil area brilliantly transition inside through impressive waterfalls, natural materials, & the oversized windows showcasing the waterfront views from every room possible. Watch the marine life, take a scenic stroll through the stunning grounds, relax with a movie night in the cinema room, pick out the perfect bottle of wine from the cellar to accompany dinner, or entertain guests in the lounge & billiard area. You can do it all with this rare offering. More detailsListed by Engel & Völkers Vancouver Island and Engel & Völkers Vancouver Island - Victoria
491 Dunmora Court in SAANICHTON: CS Inlet Single Family Detached for sale (Central Saanich) : MLS®# 411064$1,890,000Residential
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- 3,259 sq. ft.303 m2This exclusive enclave of homes on Saanich Inlet offers rural living just 20 mins from Victoria. No detail has been left out of this immaculate 3,259 Sq Ft home. Curb appeal, access to ocean, and unobstructed sunlight are key features. The grand entrance that starts your experience. Chefs kitchen is bright with plenty of marble counter space, SS appliances & opens up to spacious living and dining rms. Master with walk-in closet and spa-like ensuite, laundry, home office/den make up reminder of main floor. Downstairs is wired for media room, two bdrms, full bath, & walkout patio. Soaring windows draw nature into this distinctive home set on 2.5 acres. Enjoy the south sun in your low-maintenance yard or on the covered patio, or take the trails to the water. Other features include central ac, built-in vacuum, hand-made Venetian drapes, French/US furniture that can be worked into purchase if desired. If privacy, nature, and modern amenities are what you want, then welcome home! More detailsListed by The Agency
Please note - when buying a home you do NOT pay any fees for my buying services.
When purchasing a home, you are faced with many decisions! Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.
While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.
I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.
Your Next Step: Loan Pre-Qualification
Even before you start your search to buy a home - you should obtain pre-approval for your mortgage. I can help you do this and here's why ...
* By getting pre-approved you'll have a better idea how much you can borrow, how much you can afford and the cost of your monthly mortgage payments.
* If you decide to choose a fixed interest rate mortage you are guaranteed that rate for the 90-day pre-approval period.
* When you decide to make an offer you will be able to act more quickly because you have been pre-approved. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
I Will Find The Right Homes For You
Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.
I Will Help You Every Step Of The Way
I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.
The various charges can add up and for the most part they are all legally required payments in buying a property. These payments include:
1. Legal fees: Legal representation is important. Most legal fees include searching the title of a property, arranging a property survey if necessary, and handling other disbursements as required.
2. Mortgage Insurance and Application Fee: This type of insurance is required on all mortgage loans in excess of 75% of the appraised property value. Its purpose is to ensure that the lender will not lose money if you cannot make your mortgage payments and the value of your property is not sufficient to repay your mortgage debt. The insurance premium is paid to the lender and ranges from % to 3.75% of the loan value; however, in most cases this premium is added to the loan amount, and paid for over the term of the loan.
3. Property Insurance: this insurance covers the replacement value of your home and its contents. Most mortgage lenders will require proof that you have this insurance before processing a mortgage. The lending institution may also require an appraisal of the property before approving your loan; the cost may be your responsibility.
4. Home Inspection: a professional home inspector knows what to look for and can confirm or add to the information you have gleaned from the REALTOR® or your inspection.
5. Property Transfer Tax: Understand your taxes. The amount of tax you pay is based on the fair market value of the land and improvements (e.g. buildings) on the date of registration. The tax is charged at a rate of:
1. 1% on the first $200,000,
2. 2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000, and
3. 3% on the portion of the fair market value greater than $2,000,000.
There are special regulations for first time buyers in B.C.
6. Property Tax: You will have to reimburse the sellers for your share of the year's taxes if they have already paid them in full. Property taxes are calculated from January - December, and are paid in June. The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home. You may check out details on this page: BC Government Exemptions.
7. Extra charges: the Lending institution may also require a Survey. You will be responsible for the cost.
8. Hook-ups: there may be charges required for appliances and services such as telephone, TV cable, hydro and other utilities.
9. Moving costs: don't forget basic costs involved in moving from your old into your new home.
Just remember to add the closing costs to your financial plan when saving to buy a home. If you need a list of legal advisors who specialize in real estate please Contact me: 250-893-1016 (Direct)
If you wish to receive up-to-the-minute listings within your own search criteria, please contact me to set up your personal automatic search. You will receive all the latest listings in your area of choice - by Email.