Greater Victoria Areas
3407 Yorkshire Place in VICTORIA: La Humpback Single Family Detached for sale (Langford) : MLS®# 412490$679,000Residential
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- 1,698 sq. ft.158 m2OPEN HOUSE 2-4 PM SATURDAY JULY 20TH. This Beautiful 2.21 Acre property is situated just outside Langford's busy city center and at the end/top of a no through road giving you a ton of privacy in a peaceful and quiet natural setting. You'll quickly feel at ease and in peace and tranquility from the moment you arrive at the beautifully landscaped Yourshire Place. Whether it be enjoying your morning coffee from your private patio with south facing views or taking an evening stroll through your own private forest. The property includes the updated 4 bed, 2 bath main home and also has a separate 1 bed, 1 bath cottage with separate laundry facilities and a great Tenant already in place to add to this great mortgage helper addition. The Property also includes a garage, storage sheds, a green house and a vehicle workshop with power, wood stove for heat and a cemented in underground vehicle service area. Call today to book your private viewing More detailsListed by RE/MAX Alliance
3163 Humpback Road in VICTORIA: La Humpback Single Family Detached for sale (Langford) : MLS®# 412170$899,000Residential
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- 4,125 sq. ft.383 m2Private 3 acres property with a 4100 sq.ft. residence containing 3 self contained living units;Detached 2 car garage and dbl carport and a completely separated/detached 40x30 studio/workshop with its own 400 amp service, Current owner to lease back. The residence consists of a 3 bedroom main house with an expansive covered deck; 2 bedroom suite at the back with its own yard and a 2 bedroom unit down. Plenty of space to store RVs or commercial vehicles.Perfect for a Home based business or as a revenue producing property. Current gross annual revenue could be $45000 upwards/ .Conveniently located within close proximity and with easy access to the Island Highway,Sooke Road and the Langford center. Brand new York heat pump. Fresh paint Rural Forested Private Lifestryle. Priced under assessment Value. More detailsListed by Day Team Realty Ltd
2961 Creekside Trail in VICTORIA: La Humpback Single Family Detached for sale (Langford) : MLS®# 410897$865,000Residential
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- 2,369 sq. ft.220 m2A rare find... Gorgeous, upscale one level living where privacy's assured, afforded a supernatural rear outlook over west coast conifers, it's a remarkable home that truly has it all! Just over half an acre with lush lawn, attractive landscaping and almost 2400 sq ft of comfort and style. You'll love the open concept, large living room open to dining featuring engineered hardwood floors, 3 way gas fireplace and door to the most delightful sun-kissed patio you'll find, sep. eating space, free flowing galley style kitchen that's certain to appeal to the chef in the home. Awash with natural light with abundant windows & skylights throughout. Well proportioned bedrooms including spacious master suite with elegant 5 piece ensuite and private door to rear patio. its rural feel is belied by its proximity to everything west shore an unbeatable location ideally positioned just off the recently completed Langford Parkway 3 mins. to the TCH and 5 to Canwest. More detailsListed by RE/MAX Camosun
Please note - when buying a home you do NOT pay any fees for my buying services.
When purchasing a home, you are faced with many decisions! Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.
While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.
I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.
Your Next Step: Loan Pre-Qualification
Even before you start your search to buy a home - you should obtain pre-approval for your mortgage. I can help you do this and here's why ...
* By getting pre-approved you'll have a better idea how much you can borrow, how much you can afford and the cost of your monthly mortgage payments.
* If you decide to choose a fixed interest rate mortage you are guaranteed that rate for the 90-day pre-approval period.
* When you decide to make an offer you will be able to act more quickly because you have been pre-approved. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
I Will Find The Right Homes For You
Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.
I Will Help You Every Step Of The Way
I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.
The various charges can add up and for the most part they are all legally required payments in buying a property. These payments include:
1. Legal fees: Legal representation is important. Most legal fees include searching the title of a property, arranging a property survey if necessary, and handling other disbursements as required.
2. Mortgage Insurance and Application Fee: This type of insurance is required on all mortgage loans in excess of 75% of the appraised property value. Its purpose is to ensure that the lender will not lose money if you cannot make your mortgage payments and the value of your property is not sufficient to repay your mortgage debt. The insurance premium is paid to the lender and ranges from % to 3.75% of the loan value; however, in most cases this premium is added to the loan amount, and paid for over the term of the loan.
3. Property Insurance: this insurance covers the replacement value of your home and its contents. Most mortgage lenders will require proof that you have this insurance before processing a mortgage. The lending institution may also require an appraisal of the property before approving your loan; the cost may be your responsibility.
4. Home Inspection: a professional home inspector knows what to look for and can confirm or add to the information you have gleaned from the REALTOR® or your inspection.
5. Property Transfer Tax: Understand your taxes. The amount of tax you pay is based on the fair market value of the land and improvements (e.g. buildings) on the date of registration. The tax is charged at a rate of:
1. 1% on the first $200,000,
2. 2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000, and
3. 3% on the portion of the fair market value greater than $2,000,000.
There are special regulations for first time buyers in B.C.
6. Property Tax: You will have to reimburse the sellers for your share of the year's taxes if they have already paid them in full. Property taxes are calculated from January - December, and are paid in June. The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home. You may check out details on this page: BC Government Exemptions.
7. Extra charges: the Lending institution may also require a Survey. You will be responsible for the cost.
8. Hook-ups: there may be charges required for appliances and services such as telephone, TV cable, hydro and other utilities.
9. Moving costs: don't forget basic costs involved in moving from your old into your new home.
Just remember to add the closing costs to your financial plan when saving to buy a home. If you need a list of legal advisors who specialize in real estate please Contact me: 250-893-1016 (Direct)
If you wish to receive up-to-the-minute listings within your own search criteria, please contact me to set up your personal automatic search. You will receive all the latest listings in your area of choice - by Email.