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  • 207 Denison Road in VICTORIA: OB Gonzales Single Family Detached for sale (Oak Bay) : MLS®# 415765

    Main Photo: 207 Denison Road in VICTORIA: OB Gonzales Single Family Detached for sale (Oak Bay)  : MLS®# 415765
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    $1,995,000
    Residential
    Status:
    Active
    MLS® Num:
    415765
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    4,520 sq. ft.
    This wonderful 1988 (bare land strata) home sits soundly at the crest of Denison Rd. and flows right into Walbran Park where it overlooks sweeping, unobstructed views of Juan de Fuca Strait, the gulf islands and Olympics. The home has been designed to take full advantage of those incomparable views so that all principal rooms are strategically placed. The setting is a natural paradise. Vibrant rock gardens and secluded sun-bathed patios have been thoughtfully conceived and there is a rooftop access where you'll feel like you're on top of the world. Step into the residence and find yourself in a grand foyer bathed in light from multi skylights. The spacious interior benefits from an intelligent layout that offers 3 BR and 3 BA on the main, entertainment-sized LR, formal DR, 3 FP, generous kitchen with breakfast area, pantry and den, big MBR with fabulous Japanese inspired ensuite. The garden level features a library, family room plus 4th BR and full BA. Quick possession possible. More details
    Listed by Newport Realty Ltd.
    DAVID STEVENS
  • 313 Foul Bay Road in VICTORIA: OB Gonzales Single Family Detached for sale (Oak Bay) : MLS®# 415114

    Main Photo: 313 Foul Bay Road in VICTORIA: OB Gonzales Single Family Detached for sale (Oak Bay)  : MLS®# 415114
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    $1,999,000
    Residential
    Status:
    Active
    MLS® Num:
    415114
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    3,255 sq. ft.
    Live across from breathtaking Gonzales Bay Beach w/ spectacular ocean views and snow capped Olympic mountains! First time on the market since new is your 3300 sqft home which has been tastefully re-decorated over the years. Enjoy this spacious home w/ amazing views of Pacific Ocean. Focal staircase in entry way leads to main floor, generous sized gourmet kitchen w/ newer electric stovetop on large center island, walk on to your deck to show case the view. The dining area off kitchen leads to your living room w/ 10' vaulted ceilings and feature fireplace. There are 2 bedrooms on the main floor each w/ their own en suite, extra large master bedroom w/ sitting area and amazing views leading to your large sun kissed deck. Feel that West coast life style w/ exposed beams to create rustic feel. Open concept w/ modern fixtures, gas heat, downstairs boast family room and great 1 bedroom guest suite w/ in-suite laundry plus separate entrance! Steps to the ocean and all amenities. Call now! More details
    Listed by Day Team Realty Ltd
    DAVID STEVENS
  • 1941 Crescent Road in VICTORIA: OB Gonzales Single Family Detached for sale (Oak Bay) : MLS®# 414955

    Main Photo: 1941 Crescent Road in VICTORIA: OB Gonzales Single Family Detached for sale (Oak Bay)  : MLS®# 414955
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    $5,700,000
    Residential
    Status:
    Active
    MLS® Num:
    414955
    Bedrooms:
    5
    Bathrooms:
    6
    Floor Area:
    5,026 sq. ft.
    Gonzales Bay waterfront. This custom Zebra Designs beachfront residence surpasses all expectations! 5,000+ sqft of living space extends over 3 architecturally stunning levels with elevator for convenience. Sweeping ocean & mountain vistas framed by walls of glass. Interior is visually captivating with soaring coffered ceilings, elegant pillars, superior craftsmanship and artistic detailing. Entertain on the main with a well appointed chef’s kitchen that opens to the refined dining rm which shares a FP with the dramatic living rm. A family rm & study, each with their own FP, complete the main. Above, a regal master suite with a FP, lavish 5pc ensuite & massive walk-in closet & 2 more bedrooms, each with an ensuite. Lower offers a full 1 bedroom suite, as well as another bedroom, bathroom & media room & private wine cellar - ideal for guests or in-laws or both! Outside living at its best: an amazing infinity pool, hot tub, outdoor FP, tons of patio & deck space & private beach access. More details
    Listed by Engel & Völkers Vancouver Island
    DAVID STEVENS
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Data was last updated October 15, 2019 at 12:05 PM (UTC)

BUYING

Please note - when buying a home you do NOT pay any fees for my buying services.


  When purchasing a home, you are faced with many decisions!  Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.

  While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

  I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your Next Step: Loan Pre-Qualification

  Even before you start your search to buy a home - you should obtain pre-approval for your mortgage. I can help you do this and here's why ...

* By getting pre-approved you'll have a better idea how much you can borrow, how much you can afford and the cost of your monthly mortgage payments.

* If you decide to choose a fixed interest rate mortage you are guaranteed that rate for the 90-day pre-approval period.

* When you decide to make an offer you will be able to act more quickly because you have been pre-approved. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

  Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

  I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

  The various charges can add up and for the most part they are all legally required payments in buying a property. These payments include:

   1. Legal fees: Legal representation is important. Most legal fees include searching the title of a property, arranging a property survey if necessary, and handling other disbursements as required.

    2. Mortgage Insurance and Application Fee: This type of insurance is required on all mortgage loans in excess of 75% of the appraised property value.  Its purpose is to ensure that the lender will not lose money if you cannot make your mortgage payments and the value of your property is not sufficient to repay your mortgage debt.  The insurance premium is paid to the lender and ranges from % to 3.75% of the loan value; however, in most cases this premium is added to the loan amount, and paid for over the term of the loan.

    3. Property Insurance: this insurance covers the replacement value of your home and its contents. Most mortgage lenders will require proof that you have this insurance before processing a mortgage. The lending institution may also require an appraisal of the property before approving your loan; the cost may be your responsibility.

    4. Home Inspection: a professional home inspector knows what to look for and can confirm or add to the information you have gleaned from the REALTOR® or your inspection.

   5.
Property Transfer Tax: Understand your taxes. The amount of tax you pay is based on the fair market value of the land and improvements (e.g. buildings) on the date of registration. The tax is charged at a rate of:

 1.  1% on the first $200,000,

 2.  2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000, and

 3.  3% on the portion of the fair market value greater than $2,000,000.

There are special regulations for first time buyers in B.C.


    6. Property Tax: You will have to reimburse the sellers for your share of the year's taxes if they have already paid them in full. Property taxes are calculated from January - December, and are paid in June. The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home. You may check out details on this page: BC Government Exemptions.


  7.
Extra charges: the Lending institution may also require a Survey. You will be responsible  for the cost.

 

  8. Hook-ups: there may be charges required for appliances and services such as telephone, TV cable, hydro and other utilities.
 
  9. Moving costs: don't forget basic costs involved in moving from your old into your new home.
   Just remember to add the closing costs to your financial plan when saving to buy a home. If you need a list of legal advisors who specialize in real estate please Contact me: 250-893-1016 (Direct)


If you wish to receive up-to-the-minute listings within your own search criteria, please contact me to set up your personal automatic search. You will receive all the latest listings in your area of choice - by Email.

 


NOTE: MLS® property information is provided under copyright© by the Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification. This website may only be used by consumers for the purpose of locating and purchasing real estate.