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FernwoodVictoria

Greater Victoria Areas

Your search has found 14 listings from your criteria. At the request of the listing brokerage(s) only 11 can be publicly displayed. To get instant access to all 14 listings, please to get full access and other search options.
1-3/11
  • 402 1500 Elford Street in VICTORIA: Vi Fernwood Condo Apartment for sale (Victoria) : MLS®# 405655

    Main Photo: 402 1500 Elford Street in VICTORIA: Vi Fernwood Condo Apartment for sale (Victoria)  : MLS®# 405655
    $495,000
    Residential
    Status:
    Active
    MLS® Num:
    405655
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,213 sq. ft.
    Open House Saturday, Feb.16 1-3pm! Spacious, bright and extensively updated condo centrally located in Fernwood near the Oak Bay Junction. The "Lord Elford" is a well maintained steel and concrete building, and sits between downtown and Oak Bay, accross the street from Stadacona Park, walking distance to the Jubilee Hospital and plenty of other amenities. Inside, the floor plan is extremely functional including a formal dinning room, updated kitchen, living room with a cozy gas fireplace, in-suite laundry, 2 full bathrooms, and 2 bedrooms including a large master with 3-peice ensuite and w/i closet. Recent updates include hardwood floors throughout, tiled gas fireplace with a large wooden mantle, new appliances, cabinets, backsplash and quartz counters in the kitchen. Other features include a large south facing balcony, secure underground parking stall, and storage locker. Gas (FP) and hot water are included in the strata fees, and both children and cats are welcome. More details
    Listed by Jonesco Real Estate Inc
    DAVID STEVENS
  • 2333 Belmont Avenue in VICTORIA: Vi Fernwood Single Family Detached for sale (Victoria) : MLS®# 405703

    Main Photo: 2333 Belmont Avenue in VICTORIA: Vi Fernwood Single Family Detached for sale (Victoria)  : MLS®# 405703
    $669,800
    Residential
    Status:
    Active
    MLS® Num:
    405703
    Bedrooms:
    2
    Bathrooms:
    1
    Floor Area:
    947 sq. ft.
    2333 Belmont Ave. First time on the market in years & available for immediate possession for the lucky buyer! Fantastic starter home as a first time purchase or ideal family home with main floor living plus a full partially finished basement perfect for a suite, finish for more family living space or use as is with the drive under garage with workshop, storage space & laundry. Character style main floor living offers 2 bedrms, formal living (with fireplace) & dining rms, kitchen & full bathrm plus rear deck access. Features include hardwood floors, coved ceilings, wood frame windows, built ins. Const. experts, revenue investors take note the R2 zoning and R1-B uses ok for a suite, detached garden suite, home business & more! On site parking for 2 cars, level yard is fenced with garden & shed. The popular Fernwood location boasts great amenities, schools, bus service, high walk score, steps to hospital & minutes to Camosun College/UVIC or downtown Victoria. More details
    Listed by RE/MAX Camosun
    DAVID STEVENS
  • 213 1655 Begbie Street in VICTORIA: Vi Fernwood Condo Apartment for sale (Victoria) : MLS®# 405716

    Main Photo: 213 1655 Begbie Street in VICTORIA: Vi Fernwood Condo Apartment for sale (Victoria)  : MLS®# 405716
    $379,900
    Residential
    Status:
    Active
    MLS® Num:
    405716
    Bedrooms:
    2
    Bathrooms:
    1
    Floor Area:
    926 sq. ft.
    Welcome to CHESTNUT GROVE Condominiums! Terrific large, bright 2 BDRMS 1 BATH Rentable Condo. A great location on a bus route near town and the Royal Jubilee Hospital and other amenities. A quiet Location facing the single family residences on A No thru Street. Lots of upgrades and a Well maintained + move in condition, insuite laundry and wood burning fireplace. Underground secured parking. Depreciation Report was prepared in 2013. This condo is available with immediate possession. AO conditions Due Feb 26 More details
    Listed by RE/MAX Camosun - Oak Bay
    DAVID STEVENS
1-3/11
Listing information last updated on February 22, 2019 at 04:09 PM (UTC)

BUYING

Please note - when buying a home you do NOT pay any fees for my buying services.


  When purchasing a home, you are faced with many decisions!  Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.

  While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

  I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your Next Step: Loan Pre-Qualification

  Even before you start your search to buy a home - you should obtain pre-approval for your mortgage. I can help you do this and here's why ...

* By getting pre-approved you'll have a better idea how much you can borrow, how much you can afford and the cost of your monthly mortgage payments.

* If you decide to choose a fixed interest rate mortage you are guaranteed that rate for the 90-day pre-approval period.

* When you decide to make an offer you will be able to act more quickly because you have been pre-approved. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

  Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

  I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

  The various charges can add up and for the most part they are all legally required payments in buying a property. These payments include:

   1. Legal fees: Legal representation is important. Most legal fees include searching the title of a property, arranging a property survey if necessary, and handling other disbursements as required.

    2. Mortgage Insurance and Application Fee: This type of insurance is required on all mortgage loans in excess of 75% of the appraised property value.  Its purpose is to ensure that the lender will not lose money if you cannot make your mortgage payments and the value of your property is not sufficient to repay your mortgage debt.  The insurance premium is paid to the lender and ranges from % to 3.75% of the loan value; however, in most cases this premium is added to the loan amount, and paid for over the term of the loan.

    3. Property Insurance: this insurance covers the replacement value of your home and its contents. Most mortgage lenders will require proof that you have this insurance before processing a mortgage. The lending institution may also require an appraisal of the property before approving your loan; the cost may be your responsibility.

    4. Home Inspection: a professional home inspector knows what to look for and can confirm or add to the information you have gleaned from the REALTOR® or your inspection.

   5.
Property Transfer Tax: Understand your taxes. The amount of tax you pay is based on the fair market value of the land and improvements (e.g. buildings) on the date of registration. The tax is charged at a rate of:

 1.  1% on the first $200,000,

 2.  2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000, and

 3.  3% on the portion of the fair market value greater than $2,000,000.

There are special regulations for first time buyers in B.C.


    6. Property Tax: You will have to reimburse the sellers for your share of the year's taxes if they have already paid them in full. Property taxes are calculated from January - December, and are paid in June. The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home. You may check out details on this page: BC Government Exemptions.


  7.
Extra charges: the Lending institution may also require a Survey. You will be responsible  for the cost.

 

  8. Hook-ups: there may be charges required for appliances and services such as telephone, TV cable, hydro and other utilities.
 
  9. Moving costs: don't forget basic costs involved in moving from your old into your new home.
   Just remember to add the closing costs to your financial plan when saving to buy a home. If you need a list of legal advisors who specialize in real estate please Contact me: 250-893-1016 (Direct)


If you wish to receive up-to-the-minute listings within your own search criteria, please contact me to set up your personal automatic search. You will receive all the latest listings in your area of choice - by Email.

 


NOTE: MLS® property information is provided under copyright© by the Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification. This website may only be used by consumers for the purpose of locating and purchasing real estate.