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  • 1160 Craigflower Rd in Esquimalt: Es Gorge Vale House for sale : MLS®# 907953

    1160 Craigflower Rd Es Gorge Vale Esquimalt V9A 2Y3
    Main Photo: 1160 Craigflower Rd in Esquimalt: Es Gorge Vale House for sale : MLS®# 907953
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    • Photo 46: 1160 Craigflower Rd in Esquimalt: Es Gorge Vale House for sale : MLS®# 907953
    $1,129,888
    Residential
    Status:
    Active
    MLS® Num:
    907953
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,807 sq. ft.
    VIRTUAL O/H> HD VIDEO, 3D MATTERPORT, PHOTOS & FLOOR PLAN online! If you're looking for a bright spacious brand new 2022 Built 1800sqft+ 3bd 3bth home, this is the one! Don't let the address fool you, nestled back from the road across from Gorge Vale Golf Course & park, you'll enjoy the peace, quality & tranquility this home offers inside & out! You'll love the finishings which features: quartz countertops, engineered hrdwd floors, amazing kitchen w/loads of storage 6 burner gas range, pantry & huge island, gas FP & hot water demand, vaulted ceilings, 8ft interior doors to name a few. Main offers 9ft ceilings, open concept - great for entertaining, chef's dream kitchen, living room w/custom cabinetry & cozy gas FP overlooking fenced backyard, dining area w/direct access to patio for bbq'ing (gas bib), & 2pce bth. Upper offers 3 large bdrms w/vaulted ceilings (2bdrms) 4pce bth, laundry & primary bdrm w/5pce spa like ensuite, walkin closet & private deck. Price + gst. Great location! More details
    Listed by eXp Realty
    DAVID STEVENS
  • 13 850 Parklands Dr in Esquimalt: Es Gorge Vale Row/Townhouse for sale : MLS®# 907292

    13 850 Parklands Dr Es Gorge Vale Esquimalt V9A 7L9
    Main Photo: 13 850 Parklands Dr in Esquimalt: Es Gorge Vale Row/Townhouse for sale : MLS®# 907292
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    $799,000
    Residential
    Status:
    Active
    MLS® Num:
    907292
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,884 sq. ft.
    ONE LEVEL LIVING PLUS BONUS SPACE. Rare level-entry end unit in desirable Parklane, which is centrally located between downtown and highway access to the west shore & beyond. With 2 bedrooms and 2 baths on the main floor and no age restrictions, this well designed SW-facing home offers a multitude of options for owners, including the ability to age in place. Downstairs is a private space for a guest, family member, or caregiver, with a family room, bedroom & third bath. Current owners have continued with updates, including new flooring and a flexible wet-bar space downstairs. An oversized dry storage space on the lower level is truly one of a kind and presents a range of options for use. A brand-new deck off the living room provides space to barbecue, enjoy amazing sunsets, and overlook ample green space. The private single-car garage is part of the strata lot and there is a strata-owned clubhouse that can be rented for a nightly fee. DOWNSIZE WITHOUT COMPROMISE! More details
    Listed by Macdonald Realty Victoria
    DAVID STEVENS
  • 207 1156 Colville Rd in Esquimalt: Es Gorge Vale Condo for sale : MLS®# 906187

    207 1156 Colville Rd Es Gorge Vale Esquimalt V9A 4P7
    Main Photo: 207 1156 Colville Rd in Esquimalt: Es Gorge Vale Condo for sale : MLS®# 906187
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    $649,000
    Residential
    Status:
    Active
    MLS® Num:
    906187
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    901 sq. ft.
    Must sell. Beautiful 2 bedroom 2 bathroom condo featuring a bright & airy open plan design, including a kitchen with lots of cupboard space and a breakfast bar, large living room with a dining area, spacious master bedroom with an ensuite, in-suite laundry, great balcony, secure underground parking and a separate storage locker. This professionally managed complex allows rentals, pets and has no age restrictions. Situated in a great central location: steps away to golfing, parks, and shops. Right off the E&N Rail Trail connecting you to downtown, uptown and Thetis Lake. Only 5 min drive to CFB Esquimalt and Victoria Shipyard, and less than 10 min drive to downtown Victoria. Measurements and listing info are approximate, Buyer to verify if important. More details
    Listed by Pemberton Holmes - Cloverdale
    DAVID STEVENS
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Data was last updated July 1, 2022 at 12:05 PM (UTC)

BUYING

Please note - when buying a home you do NOT pay any fees for my buying services.


  When purchasing a home, you are faced with many decisions!  Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.

  While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

  I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your Next Step: Loan Pre-Qualification

  Even before you start your search to buy a home - you should obtain pre-approval for your mortgage. I can help you do this and here's why ...

* By getting pre-approved you'll have a better idea how much you can borrow, how much you can afford and the cost of your monthly mortgage payments.

* If you decide to choose a fixed interest rate mortage you are guaranteed that rate for the 90-day pre-approval period.

* When you decide to make an offer you will be able to act more quickly because you have been pre-approved. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

  Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

  I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

  The various charges can add up and for the most part they are all legally required payments in buying a property. These payments include:

   1. Legal fees: Legal representation is important. Most legal fees include searching the title of a property, arranging a property survey if necessary, and handling other disbursements as required.

    2. Mortgage Insurance and Application Fee: This type of insurance is required on all mortgage loans in excess of 75% of the appraised property value.  Its purpose is to ensure that the lender will not lose money if you cannot make your mortgage payments and the value of your property is not sufficient to repay your mortgage debt.  The insurance premium is paid to the lender and ranges from % to 3.75% of the loan value; however, in most cases this premium is added to the loan amount, and paid for over the term of the loan.

    3. Property Insurance: this insurance covers the replacement value of your home and its contents. Most mortgage lenders will require proof that you have this insurance before processing a mortgage. The lending institution may also require an appraisal of the property before approving your loan; the cost may be your responsibility.

    4. Home Inspection: a professional home inspector knows what to look for and can confirm or add to the information you have gleaned from the REALTOR® or your inspection.

   5.
Property Transfer Tax: Understand your taxes. The amount of tax you pay is based on the fair market value of the land and improvements (e.g. buildings) on the date of registration. The tax is charged at a rate of:

 1.  1% on the first $200,000,

 2.  2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000, and

 3.  3% on the portion of the fair market value greater than $2,000,000.

There are special regulations for first time buyers in B.C.


    6. Property Tax: You will have to reimburse the sellers for your share of the year's taxes if they have already paid them in full. Property taxes are calculated from January - December, and are paid in June. The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home. You may check out details on this page: BC Government Exemptions.


  7.
Extra charges: the Lending institution may also require a Survey. You will be responsible  for the cost.

 

  8. Hook-ups: there may be charges required for appliances and services such as telephone, TV cable, hydro and other utilities.
 
  9. Moving costs: don't forget basic costs involved in moving from your old into your new home.
   Just remember to add the closing costs to your financial plan when saving to buy a home. If you need a list of legal advisors who specialize in real estate please Contact me: 250-893-1016 (Direct)


If you wish to receive up-to-the-minute listings within your own search criteria, please contact me to set up your personal automatic search. You will receive all the latest listings in your area of choice - by Email.

 


MLS® property information is provided under copyright© by the Vancouver Island Real Estate Board and Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification.