shopify analytics tool

Bear MountainLangford

Greater Victoria Areas

Your search has found 75 listings from your criteria. At the request of the listing brokerage(s) only 69 can be publicly displayed. To get instant access to all 75 listings, please to get full access and other search options.
1-3/69
  • 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford) : MLS®# 418996

    Main Photo: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 1: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 2: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 3: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 4: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 5: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 6: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 7: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 8: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 9: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 10: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 11: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 12: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 13: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 14: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 15: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 16: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 17: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 18: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 19: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 20: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 21: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 22: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 23: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 24: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 25: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 26: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 27: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 28: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 29: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 30: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 31: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 32: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    • Photo 33: 2104 Nicklaus Drive in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418996
    $1,050,000
    Residential
    Status:
    Active
    MLS® Num:
    418996
    Bedrooms:
    5
    Bathrooms:
    4
    Floor Area:
    4,235 sq. ft.
    This Beautiful Bear Mountain home is perfect for you and your family ! Offering 5 bedrooms with the convenience of the master on the main, 2 bedrooms up, 2 bedrooms down and easily suite the lower level as most of the work is already done and a separate entrance is in place. Enjoy a glass of wine from your private covered front porch or sweeping views of the valley and Mount Finlayson from the large back deck. The eat in kitchen has granite countertops, beautiful slate floors and plenty of storage. Entertain your guests in the separate dining room or relax in front of the double sided gas fireplace. The master is large with a well appointed ensuite and heated floors. Bear Mountain offers 2 Jack Nicklaus designed Golf Courses, Clay Tennis Courts , a Family friendly Pub, Coffee Shop and a Recreation Centre with Pool. Walking and hiking trails are literally steps away as is public transit . Pride of ownership is evident in this home from the moment you walk through the front door. More details
    Listed by Engel & Völkers Vancouver Island - Victoria
    DAVID STEVENS
  • 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford) : MLS®# 418990

    Main Photo: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 1: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 2: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 3: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 4: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 5: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 6: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 7: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 8: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 9: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 10: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 11: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 12: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 13: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 14: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 15: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 16: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 17: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 18: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 19: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 20: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 21: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 22: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 23: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 24: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 25: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 26: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 27: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 28: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 29: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 30: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 31: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 32: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 33: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 34: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 35: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 36: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 37: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 38: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 39: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    • Photo 40: 1026 Graphite Place in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418990
    $999,999
    Residential
    Status:
    Active
    MLS® Num:
    418990
    Bedrooms:
    5
    Bathrooms:
    6
    Floor Area:
    3,646 sq. ft.
    OPEN HOUSE SAT NOV 23rd 1:00-3:00. Executive Family Home With Legal Suite. Beautifully appointed executive style family home on a safe no through street with ample parking and a generous 7400 sq ft lot with double garage has it all, including a nicely designed self-contained 1 bedroom LEGAL suite with its own laundry and parking stall. From the elegant crown moldings down to the beautiful engineered hard wood floors you are sure to be impressed. The features include but are not limited to granite counters throughout, maple cabinets, two gas fireplaces, exterior gas BBQ hook up, heat pump, gourmet kitchen, separate formal dining area, elegant formal living room with custom built-in cabinets, large master bedroom with private patio, walk-in closet and luxurious spa-like 5 piece en-suite including soaker tub. The large second bedroom also has a 4 piece en-suite bathroom. Book your private viewing with the Neal Estate Team today! More details
    Listed by RE/MAX Alliance
    DAVID STEVENS
  • 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford) : MLS®# 418889

    Main Photo: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 1: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 2: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 3: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 4: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 5: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 6: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 7: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 8: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 9: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 10: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 11: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 12: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 13: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 14: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 15: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 16: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 17: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 18: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 19: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 20: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 21: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 22: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 23: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 24: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 25: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 26: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 27: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 28: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 29: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 30: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 31: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 32: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 33: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 34: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 35: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 36: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 37: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 38: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 39: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 40: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 41: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 42: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 43: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 44: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 45: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 46: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 47: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 48: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    • Photo 49: 1176 Natures Gate in VICTORIA: La Bear Mountain Single Family Detached for sale (Langford)  : MLS®# 418889
    $1,149,900
    Residential
    Status:
    Active
    MLS® Num:
    418889
    Bedrooms:
    4
    Bathrooms:
    5
    Floor Area:
    3,511 sq. ft.
    Bear Mountain Executive Home on a quiet cul de sac. Immaculate well maintained home features 4 bds w/ ensuite bathrooms + nanny accommodation w/its own 4 pc bath, laundry & sep entrance (Air bnb or inlaw). Lots of windows (all w/UV film) for an abundance of natural light w/city, mountain & water views from most rooms. Vaulted ceiling at entry and master suite, open concept lower level with open concept gourmet kitchen & dining w/walk in butler pantry & mudroom w/custom cabinetry, warm & cozy double fireplace can be enjoyed from office or family room. Upper master suite w/balcony + super huge 5 pc ensuite & walk in closet all w/gorgeous mountain & city views, 3 more bds + ensuites, media room with wet bar & vaulted ceiling. Lots of room for families looking for a great neighborhood! Features of this home: granite counters, wood floors, slate tile entry and bath floors, built in speakers, LED lights, BMoore paint & out, H2O on demand, Heat Pump, Forced Air, Hot tub hookup 3ft crawlspace More details
    Listed by RE/MAX Camosun
    DAVID STEVENS
1-3/69
Data was last updated November 22, 2019 at 08:05 PM (UTC)

BUYING

Please note - when buying a home you do NOT pay any fees for my buying services.


  When purchasing a home, you are faced with many decisions!  Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.

  While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

  I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your Next Step: Loan Pre-Qualification

  Even before you start your search to buy a home - you should obtain pre-approval for your mortgage. I can help you do this and here's why ...

* By getting pre-approved you'll have a better idea how much you can borrow, how much you can afford and the cost of your monthly mortgage payments.

* If you decide to choose a fixed interest rate mortage you are guaranteed that rate for the 90-day pre-approval period.

* When you decide to make an offer you will be able to act more quickly because you have been pre-approved. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

  Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

  I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

  The various charges can add up and for the most part they are all legally required payments in buying a property. These payments include:

   1. Legal fees: Legal representation is important. Most legal fees include searching the title of a property, arranging a property survey if necessary, and handling other disbursements as required.

    2. Mortgage Insurance and Application Fee: This type of insurance is required on all mortgage loans in excess of 75% of the appraised property value.  Its purpose is to ensure that the lender will not lose money if you cannot make your mortgage payments and the value of your property is not sufficient to repay your mortgage debt.  The insurance premium is paid to the lender and ranges from % to 3.75% of the loan value; however, in most cases this premium is added to the loan amount, and paid for over the term of the loan.

    3. Property Insurance: this insurance covers the replacement value of your home and its contents. Most mortgage lenders will require proof that you have this insurance before processing a mortgage. The lending institution may also require an appraisal of the property before approving your loan; the cost may be your responsibility.

    4. Home Inspection: a professional home inspector knows what to look for and can confirm or add to the information you have gleaned from the REALTOR® or your inspection.

   5.
Property Transfer Tax: Understand your taxes. The amount of tax you pay is based on the fair market value of the land and improvements (e.g. buildings) on the date of registration. The tax is charged at a rate of:

 1.  1% on the first $200,000,

 2.  2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000, and

 3.  3% on the portion of the fair market value greater than $2,000,000.

There are special regulations for first time buyers in B.C.


    6. Property Tax: You will have to reimburse the sellers for your share of the year's taxes if they have already paid them in full. Property taxes are calculated from January - December, and are paid in June. The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home. You may check out details on this page: BC Government Exemptions.


  7.
Extra charges: the Lending institution may also require a Survey. You will be responsible  for the cost.

 

  8. Hook-ups: there may be charges required for appliances and services such as telephone, TV cable, hydro and other utilities.
 
  9. Moving costs: don't forget basic costs involved in moving from your old into your new home.
   Just remember to add the closing costs to your financial plan when saving to buy a home. If you need a list of legal advisors who specialize in real estate please Contact me: 250-893-1016 (Direct)


If you wish to receive up-to-the-minute listings within your own search criteria, please contact me to set up your personal automatic search. You will receive all the latest listings in your area of choice - by Email.

 


NOTE: MLS® property information is provided under copyright© by the Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification. This website may only be used by consumers for the purpose of locating and purchasing real estate.