Bazan BayNorth Saanich

Greater Victoria Areas

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1-3/16
  • 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich) : MLS®# 429740

    2173 Amity Drive NS Bazan Bay NORTH SAANICH V8L 1A9
    Main Photo: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 1: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 2: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 3: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 4: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 5: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 6: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 7: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 8: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 9: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 10: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 11: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 12: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 13: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 14: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 15: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 16: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 17: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 18: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 19: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 20: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 21: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 22: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 23: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    • Photo 24: 2173 Amity Drive in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429740
    $769,900
    Residential
    Status:
    Active
    MLS® Num:
    429740
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,813 sq. ft.
    Don't miss this 3bed/2bath rancher that has been completely renovated down to the studs and sits on a spacious 0.26 acre sunny corner lot in a desirable neighborhood, offering partial ocean glimpses and ample parking space. Central location with all amenities such as hospital, ferries, airport, shopping, parks and beautiful Sidney by the Sea are all a short drive away. Master suite is separated with a beautiful sun room, den and 3pc ensuite with double sinks. All new plumbing and electrical wiring and also wired for ceiling speakers throughout. Kitchen has built-in framing for sky lights for those who like some extra sunshine. Vacant and ready for immediate possession! More details
    Listed by RE/MAX Camosun and Pemberton Holmes - Cloverdale
    DAVID STEVENS
  • 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich) : MLS®# 429662

    9262 Bakerview Close NS Bazan Bay NORTH SAANICH V8L 1N6
    Main Photo: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 1: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 2: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 3: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 4: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 5: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 6: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 7: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 8: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 9: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 10: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 11: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 12: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 13: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 14: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 15: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 16: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 17: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 18: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 19: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 20: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 21: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 22: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 23: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 24: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 25: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 26: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 27: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 28: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 29: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 30: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 31: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 32: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 33: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 34: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 35: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 36: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 37: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 38: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 39: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 40: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 41: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 42: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 43: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 44: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 45: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 46: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 47: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 48: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    • Photo 49: 9262 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429662
    $1,049,900
    Residential
    Status:
    Active
    MLS® Num:
    429662
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,959 sq. ft.
    OPEN HOUSE SAT 1-3!!! "Home at Bakerview" is a brand-new upscale enclave of 17 quality built premium homes situated in a private cul-de-sac in close proximity to Sidney by the Sea and local beaches with easy access to the airport. These "Built Green" homes feature open concept Ryan Hoyt designs constructed by award winning Citta Construction. Boasting luxury interior packages featuring stylish kitchens with sleek cabinetry, quartz counters, islands & full premium appliance package. You'll appreciate the engineered hardwood, heated bathroom floors, energy efficient gas furnace, on-demand hot water, EV plug-in & feature gas fireplace. Lot 12 offers easy one level living, 3 bedrooms including master with walk-in & built-ins, 2 baths including spa-like ensuite & dramatic vaulted ceilings in the living room and 3rd bedroom/den. All of this with a double car garage, fully landscaped & fenced lot with large rear patio & irrigation. More details
    Listed by RE/MAX Camosun
    DAVID STEVENS
  • 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich) : MLS®# 429665

    9274 Bakerview Close NS Bazan Bay NORTH SAANICH V8L 1N6
    Main Photo: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 1: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 2: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 3: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 4: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 5: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 6: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 7: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 8: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 9: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 10: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 11: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 12: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 13: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 14: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 15: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
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    • Photo 24: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 25: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 26: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 27: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 28: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 29: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 30: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 31: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 32: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 33: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 34: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
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    • Photo 36: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 37: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 38: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 39: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 40: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 41: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 42: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
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    • Photo 44: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 45: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 46: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 47: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 48: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 49: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    • Photo 50: 9274 Bakerview Close in NORTH SAANICH: NS Bazan Bay Single Family Detached for sale (North Saanich)  : MLS®# 429665
    $1,099,900
    Residential
    Status:
    Active
    MLS® Num:
    429665
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,809 sq. ft.
    OPEN HOUSE SAT 1-3!!! "Home at Bakerview" is a brand-new upscale enclave of 17 quality built premium homes situated in a private cul-de-sac in close proximity to Sidney by the Sea and local beaches with easy access to the airport. These "Built Green" homes feature open concept Ryan Hoyt designs constructed by award winning Citta Construction. Boasting luxury interior packages featuring stylish kitchens with sleek cabinetry, quartz counters, islands & full premium appliance package. You'll appreciate the engineered hardwood, heated bathroom floors, energy efficient gas furnace, on-demand hot water, EV plug-in & feature gas fireplace. Lot 14 offers easy one level living, 3 bedrooms including master with walk-in & patio access, 2 baths including spa-like ensuite & dramatic vaulted ceilings in the living room and 3rd bedroom/den. All of this with a double car garage, fully landscaped & fenced lot with large rear patio & irrigation. More details
    Listed by RE/MAX Camosun
    DAVID STEVENS
1-3/16
Data was last updated July 12, 2020 at 07:30 AM (UTC)

BUYING

Please note - when buying a home you do NOT pay any fees for my buying services.


  When purchasing a home, you are faced with many decisions!  Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.

  While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

  I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your Next Step: Loan Pre-Qualification

  Even before you start your search to buy a home - you should obtain pre-approval for your mortgage. I can help you do this and here's why ...

* By getting pre-approved you'll have a better idea how much you can borrow, how much you can afford and the cost of your monthly mortgage payments.

* If you decide to choose a fixed interest rate mortage you are guaranteed that rate for the 90-day pre-approval period.

* When you decide to make an offer you will be able to act more quickly because you have been pre-approved. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

  Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

  I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

  The various charges can add up and for the most part they are all legally required payments in buying a property. These payments include:

   1. Legal fees: Legal representation is important. Most legal fees include searching the title of a property, arranging a property survey if necessary, and handling other disbursements as required.

    2. Mortgage Insurance and Application Fee: This type of insurance is required on all mortgage loans in excess of 75% of the appraised property value.  Its purpose is to ensure that the lender will not lose money if you cannot make your mortgage payments and the value of your property is not sufficient to repay your mortgage debt.  The insurance premium is paid to the lender and ranges from % to 3.75% of the loan value; however, in most cases this premium is added to the loan amount, and paid for over the term of the loan.

    3. Property Insurance: this insurance covers the replacement value of your home and its contents. Most mortgage lenders will require proof that you have this insurance before processing a mortgage. The lending institution may also require an appraisal of the property before approving your loan; the cost may be your responsibility.

    4. Home Inspection: a professional home inspector knows what to look for and can confirm or add to the information you have gleaned from the REALTOR® or your inspection.

   5.
Property Transfer Tax: Understand your taxes. The amount of tax you pay is based on the fair market value of the land and improvements (e.g. buildings) on the date of registration. The tax is charged at a rate of:

 1.  1% on the first $200,000,

 2.  2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000, and

 3.  3% on the portion of the fair market value greater than $2,000,000.

There are special regulations for first time buyers in B.C.


    6. Property Tax: You will have to reimburse the sellers for your share of the year's taxes if they have already paid them in full. Property taxes are calculated from January - December, and are paid in June. The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home. You may check out details on this page: BC Government Exemptions.


  7.
Extra charges: the Lending institution may also require a Survey. You will be responsible  for the cost.

 

  8. Hook-ups: there may be charges required for appliances and services such as telephone, TV cable, hydro and other utilities.
 
  9. Moving costs: don't forget basic costs involved in moving from your old into your new home.
   Just remember to add the closing costs to your financial plan when saving to buy a home. If you need a list of legal advisors who specialize in real estate please Contact me: 250-893-1016 (Direct)


If you wish to receive up-to-the-minute listings within your own search criteria, please contact me to set up your personal automatic search. You will receive all the latest listings in your area of choice - by Email.

 


NOTE: MLS® property information is provided under copyright© by the Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification. This website may only be used by consumers for the purpose of locating and purchasing real estate.