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AtkinsLangford

Greater Victoria Areas

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  • 2684 Millpond Terrace in VICTORIA: La Atkins Single Family Detached for sale (Langford) : MLS®# 401705

    Main Photo: 2684 Millpond Terrace in VICTORIA: La Atkins Single Family Detached for sale (Langford)  : MLS®# 401705
    • Cozy evening enjoying the fire and the cool breeze in this little oasis
    • Introducing 2684 Millpond Terrace - Perched on a lovely easy care lot.
    • Outdoor oasis
    • Gleaming stainless steel appliances - open kitchen for entertaining while you cook
    • Mountain Views
    • Double car garage - exposed aggregate driveway - covered entrance way
    • Rock staircase leading down from driveway - also accessible from lower part of the home. Beautiful area for planters and rock gardens
    • Architecturally unique executive home - open concept - large living room with gas fireplace and gleaming hardwood floors
    • Kitchen with granite counter tops and lovely bar counter
    • Living room looking towards separate dining room
    • Living room looking back towards kitchen and bar counter
    • Separate large dining room with access to large deck for outdoor entertaining
    • Dining room looking back towards kitchen and unique step cut out in wall overlooking living room
    • Gas range - under counter lighting-loads of counter space
    • Recessed sink, fabulous subway tile back splash. Enjoy looking over the neighbourhood from your kitchen window -Eagle eye view
    • Open floor plan - bar counter for casual meals or cocktail hour
    • Master Bedrooms - bright airy - large closets
    • Master bedroom with large ensuite
    • Master ensuite
    • Main level office/den - could also be a 2nd bedroom on the main if needed. Two large windows allow lots of natural light
    • Bathroom
    • Downstairs family room - new flooring and paint throughout. Access to a balcony and a patio. Easily could be teenager hideaway or inlaw suite as it has a separate entrance.
    • Walk out basement - this is the living/family room looking towards the separate entrance to a large exposed aggregate patio.
    • Bright walk out basement - offering 3 bedrooms down and full bathroom
    • Bedroom on lower level. Carpeted - neutral colours
    • 2nd bedroom lower level - set up as a music room
    • Downstairs 4 piece bathroom
    • 3rd bedroom on lower level set up as an office.
    • Large laundry room - access to back decks from here.
    • Lower decks offering outdoor relaxation
    • Lower deck area - wonderful for private entertaining - surrounded by trees
    • Outdoor fireplace for cozy summer evenings
    • Views Views Views
    • Eagle view of the neighbourhood
    • Out door entertaining - fireplace, bbq and friends.
    • This is the view looking down from the front entrance to your mini oasis
    $799,000
    Residential
    Status:
    Active
    MLS® Num:
    401705
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    2,500 sq. ft.
    Eagle Nest view -Easy care yard- Secluded shared driveway brings you to this unique home perched away from it all with views-Sunrise to Sunset. Architecturally designed with flair-vaulted ceilings keep this home feeling light & bright.Relaxing soft decor invites you into this executive home that offers unique one level living with the MASTER ON THE MAIN as well as a den.3 bedrooms down extra living space for teenagers, extended family or guests. Downstairs has a wonderful walkout family room to large covered deck. Huge laundry room/access to the hot tub area. Kitchen updated/stainless steel appliances, gas stove, granite counter tops.Bar counter for casual evening cocktails or gatherings. Mstr bedroom offers lovely ensuite -neutral colours throughout. Inviting deck off dining room for outdoor entertaining.Open concept: creates great gathering space for family, friends and football. Easy care hardwood & laminate flooring throughout.Cozy up & enjoy your gas fireplace on stormy nights. More details
    Listed by RE/MAX Camosun
    DAVID STEVENS
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Listing information last updated on February 22, 2019 at 04:09 PM (UTC)

BUYING

Please note - when buying a home you do NOT pay any fees for my buying services.


  When purchasing a home, you are faced with many decisions!  Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.

  While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

  I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your Next Step: Loan Pre-Qualification

  Even before you start your search to buy a home - you should obtain pre-approval for your mortgage. I can help you do this and here's why ...

* By getting pre-approved you'll have a better idea how much you can borrow, how much you can afford and the cost of your monthly mortgage payments.

* If you decide to choose a fixed interest rate mortage you are guaranteed that rate for the 90-day pre-approval period.

* When you decide to make an offer you will be able to act more quickly because you have been pre-approved. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

  Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

  I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

  The various charges can add up and for the most part they are all legally required payments in buying a property. These payments include:

   1. Legal fees: Legal representation is important. Most legal fees include searching the title of a property, arranging a property survey if necessary, and handling other disbursements as required.

    2. Mortgage Insurance and Application Fee: This type of insurance is required on all mortgage loans in excess of 75% of the appraised property value.  Its purpose is to ensure that the lender will not lose money if you cannot make your mortgage payments and the value of your property is not sufficient to repay your mortgage debt.  The insurance premium is paid to the lender and ranges from % to 3.75% of the loan value; however, in most cases this premium is added to the loan amount, and paid for over the term of the loan.

    3. Property Insurance: this insurance covers the replacement value of your home and its contents. Most mortgage lenders will require proof that you have this insurance before processing a mortgage. The lending institution may also require an appraisal of the property before approving your loan; the cost may be your responsibility.

    4. Home Inspection: a professional home inspector knows what to look for and can confirm or add to the information you have gleaned from the REALTOR® or your inspection.

   5.
Property Transfer Tax: Understand your taxes. The amount of tax you pay is based on the fair market value of the land and improvements (e.g. buildings) on the date of registration. The tax is charged at a rate of:

 1.  1% on the first $200,000,

 2.  2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000, and

 3.  3% on the portion of the fair market value greater than $2,000,000.

There are special regulations for first time buyers in B.C.


    6. Property Tax: You will have to reimburse the sellers for your share of the year's taxes if they have already paid them in full. Property taxes are calculated from January - December, and are paid in June. The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home. You may check out details on this page: BC Government Exemptions.


  7.
Extra charges: the Lending institution may also require a Survey. You will be responsible  for the cost.

 

  8. Hook-ups: there may be charges required for appliances and services such as telephone, TV cable, hydro and other utilities.
 
  9. Moving costs: don't forget basic costs involved in moving from your old into your new home.
   Just remember to add the closing costs to your financial plan when saving to buy a home. If you need a list of legal advisors who specialize in real estate please Contact me: 250-893-1016 (Direct)


If you wish to receive up-to-the-minute listings within your own search criteria, please contact me to set up your personal automatic search. You will receive all the latest listings in your area of choice - by Email.

 


NOTE: MLS® property information is provided under copyright© by the Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification. This website may only be used by consumers for the purpose of locating and purchasing real estate.